407 Spring Rdg, Rochester, IL 62563 Property Records

Sangamon County property record for 407 Spring Rdg, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.247 acres (10,789 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Apr 2007)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-127-008`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-127-008`
Alternative APN	`23150127008 (CHECK DIGIT = 5)`

Exterior

Lot Area	10,789 sqft (0.247 acres)

Location & Zoning

Account Number	23150127008
Street Address	407 SPRING RDG
City	ROCHESTER
State	IL
Zip	62563-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 62 OAK MILL EST 1ST ADDN (10789 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	OAK MILL ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2029
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Feb 3, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Nov 16, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Feb 2, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Feb 14, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Apr 28, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage WARREN BOYNTON STATE BANK
Dec 21, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Apr 16, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2007 · Amount on Record
Deed Sale	Apr 16, 2007 · Amount on Record
Prior Sale	Oct 7, 2005 · Amount on Record
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R12315
Date	May 6, 2021
Instrument	2021R12315

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R03647
Date	Mar 8, 2023
Instrument	2023R03647

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 15, 2026

Interest

Rate Type	Fixed Rate
Rate	8%

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R03943
Date	Feb 3, 2012
Instrument	2012R03943

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2042

Interest

Rate Type	Fixed Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R44556
Date	Nov 16, 2012
Instrument	2012R44556

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2042

Interest

Rate Type	Fixed Rate

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R02563
Date	Feb 2, 2016
Instrument	2016R02563

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R05475
Date	Feb 14, 2011
Instrument	2011R05475

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009R22394
Date	Apr 28, 2009
Instrument	2009R22394

Lender

Name	WARREN BOYNTON STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2024

Interest

Rate Type	Fixed Rate

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R50669
Date	Dec 21, 2010
Instrument	2010R50669

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2025

Interest

Rate Type	Fixed Rate

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 16, 2007
Property Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Document Number	2007R12694
Instrument Date	Mar 27, 2007
Instrument	2007R12694
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SPRING RDG, ROCHESTER, IL 62563-9296
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (+8.22%)	$101,739 (+14.97%) Land $17,822 Building $83,917	$305,217 (+14.97%) Land $53,466 Building $251,751
2022	$6,159.00 Homeowner's exemption	$88,495 Land $15,502 Building $72,993	$265,485 Land $46,506 Building $218,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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