402 Spring Rdg, Rochester, IL 62563 Property Records

Sangamon County property record for 402 Spring Rdg, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.441 acres (19,227 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Jun 2015)
Tax Bill	$8,198 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-127-006`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-127-006`
Alternative APN	`23150127006 (CHECK DIGIT = 9)`

Exterior

Lot Area	19,227 sqft (0.441 acres)

Location & Zoning

Account Number	23150127006
Street Address	402 SPRING RDG
City	ROCHESTER
State	IL
Zip	62563-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 60 OAK MILL EST 1ST ADDN (19227 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	OAK MILL ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2029
Census Tract	3902

Owner

Source: Sangamon County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK
Feb 15, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Nov 21, 2014	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jul 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORTON COMMUNITY BANK
Apr 25, 2014	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jan 23, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY BANK
Jun 28, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY BANK
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Jun 10, 2015	Warranty Deed, Transfer · Stand-Alone First Mortgage MARINE BANK
Aug 13, 2010	Warranty Deed, Transfer
Sep 7, 2007	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Aug 13, 2010 · Amount on Record
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R18440
Date	Jul 21, 2020
Instrument	2020R18440

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R25055
Date	Nov 13, 2019
Instrument	2019R25055

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R05405
Date	Feb 15, 2012
Instrument	2012R05405

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2022

Interest

Rate Type	Fixed Rate

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R31092
Date	Nov 21, 2014
Instrument	2014R31092

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 15, 2015

Interest

Rate Type	Fixed Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R12252
Date	Jul 26, 2024
Instrument	2024R12252

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2029

Interest

Rate Type	Fixed Rate

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R10214
Date	Apr 25, 2014
Instrument	2014R10214

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.99%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R03519
Date	Jan 23, 2009
Instrument	2009R03519

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2039

Interest

Rate Type	Fixed Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R20857
Date	Jun 28, 2010
Instrument	2010R20857

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.89%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Jun 10, 2026
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	0000010175
Instrument Date	May 21, 2026
Instrument	202610175
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SPRING RDG, ROCHESTER, IL 62563-5801

Mortgage

Document Number	0000010175,
Date	Jun 10, 2026
Instrument	202610175

Lender

Name	MORTON COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Balloon
Rate	6.23%
Initial Type	Balloon
Max Rate	-1%

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 10, 2015
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2015R15196
Map Reference	SEETAL
Instrument Date	Jun 6, 2015
Instrument	2015R15196
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R15197
Date	Jun 10, 2015
Instrument	2015R15197

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2045

Interest

Rate Type	Fixed Rate

August 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 13, 2010
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2010R27709
Instrument Date	Aug 10, 2010
Instrument	2010R27709
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SPRING RDG, ROCHESTER, IL 62563-5801

September 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 7, 2007
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2007R34124
Instrument Date	Aug 30, 2007
Instrument	2007R34124
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 WABASH AVE, SPRINGFIELD, IL 62704-6413

November 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 28, 2006
Property Address	402 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2006R46189
Instrument Date	Nov 13, 2006
Instrument	2006R46189
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HERITAGE PT, NEW BERLIN, IL 62670-6404

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,198.00 (+8.04%)	$123,757 (+14.97%) Land $17,822 Building $105,935	$371,271 (+14.97%) Land $53,466 Building $317,805
2022	$7,588.00 Homeowner's exemption	$107,647 Land $15,502 Building $92,145	$322,941 Land $46,506 Building $276,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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