Seminole County property record for 425 E Osceola Rd, Geneva, FL 32732
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,248 sqft · built 2025 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jan 2025) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 10-20-32-3AE-0260-0000 |
| Primary APN | 10-20-32-3AE-0260-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 425 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9578 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 10 TWP 20S RGE 32E BEG 3943.648 FT N & 1075 FT E OF SW COR RUN S 420.61 FT N 58 DEG 46 MIN 56 SEC E 734.29 FT N 35 DEG 13 MIN 16 SEC E 350 FT S 60 DEG 0 MIN 42 SEC E 491.97 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2 |
| Legal Tract | 3AE |
| Legal Lot Number | A-14 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21201 |
Source: Seminole County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 E OSCEOLA RD, GENEVA, FL 32732-9578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Jan 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2008 · Amount on Record |
| Deed Document Number | 20258105 |
| Deed Book / Page | 10764 / 49 |
| Prior Transfer Date | Feb 1, 2008 |
| Prior Transfer Doc | 0069771776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 425 E OSCEOLA RD, GENEVA, FL 32732-9578 |
| Document Number | 0000034415 |
| Book / Page | 11015 / 142 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202634415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 425 E OSCEOLA RD, GENEVA, FL 32732-9578 |
| Document Number | 0000034415, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 11015/142 |
| Instrument | 202634415 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 29, 2025 |
| Property Address | 425 E OSCEOLA RD, GENEVA, FL 32732-9578 |
| Document Number | 0107640049 |
| Book / Page | 10764 / 49 |
| Instrument Date | Jan 28, 2025 |
| Instrument | 2025008105 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TTL OF CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 E PRESTON ST, ORLANDO, FL 32804-3918 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 425 E OSCEOLA RD, GENEVA, FL 32732-9578 |
| Document Number | 2025008106 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 2025008106 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 28, 2026 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 (+53.25%) | $91,800 (+23.88%) Land $88,000 Building $3,800 | $91,800 (+23.88%) Land $88,000 Building $3,800 |
| 2023 | $986.00 | $74,103 | $74,103 Land $56,719 Building $17,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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