448 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 448 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,085 sqft · built 1988
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$18,500 (Jul 1984)
Tax Bill$4,990 (2025)
Flood ZoneZone X (minimal risk)
APN02-20-32-3AM-001A-0000

Property Details

APN / Parcel Number

Primary APN02-20-32-3AM-001A-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,085 sqft Living Area
1st Floor Area2,085 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
CarportCarport
Carport Area1 sqft
PorchFinished/Screened Porch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address448 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 10 TWP 20S RGE 32E BEG 395.27 FT S & 289.68 FT N 70 DEG 37 MIN 44 SEC E OF NW COR RUN N 70 DEG 37 MIN 44 SEC E 374.52 FT
Legal Range32E
Legal Township20S
Legal Section02
Legal SubdivisionOSCEOLA WOODS 5 ACRE DEV 44 PA
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2002
Census Tract21201

Owner

Source: Seminole County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address448 E OSCEOLA RD, GENEVA, FL 32732-9539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1984 · Amount on Record
Deed SaleJul 1, 1984 · Amount on Record
Deed Document Number0001565683
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,990.00 (+16.83%)$364,906 (+15.59%)$364,906 (+15.59%) Land $130,000 Building $234,906
2023$4,271.00 (+7.45%)$315,693 (+8.39%)$315,693 (+2.19%) Land $94,500 Building $221,193
2022$3,975.00$291,259$308,924 Land $90,000 Building $218,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMON BLUFF WATER ASSOCIATION
private · serves 201 people · EPA ID FL3640748
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Nearby Properties on E Osceola Rd

Nearby Streets

Search Property Records by Address or Parcel Number