437 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 437 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,339 sqft · built 1981
Lot Size	5.19 acres (226,076 sqft)
Owner	Individual Name on Record
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-20-32-3AE-0250-0000`

Property Details

APN / Parcel Number

Primary APN	`10-20-32-3AE-0250-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	858 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Mobile/Manufactured
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Metal
Lot Area	226,076 sqft (5.19 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	838 sqft
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	437 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9578
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 10 TWP 20S RGE 32E BEG 3943.648 FT N & 1075 FT E OF SW COR RUN N 60 DEG 0 MIN 42 SEC W 491.97 FT N 35 DEG 13 MIN 16 SEC E
Legal Range	32E
Legal Township	20S
Legal Section	10
Legal Subdivision	LAKE HARNEY ESTATES 5 ACRE DEV
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2017
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 E OSCEOLA RD, GENEVA, FL 32732-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022
Deed Sale	Sep 20, 2022
Prior Sale	Jul 18, 2014
Deed Document Number	2022107255
Deed Book / Page	10318 / 1758
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 20, 2022
Property Address	437 E OSCEOLA RD, GENEVA, FL 32732-9578
Document Number	0103181758
Book / Page	10318 / 1758
Instrument Date	Aug 30, 2022
Instrument	2022107255
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 E OSCEOLA RD, GENEVA, FL 32732-9578

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+8.84%) Homeowner's exemption	$140,358 (+5.99%)	$204,209 (+25.71%) Land $134,940 Building $69,269
2023	$1,301.00 (-7.27%) Homeowner's exemption	$132,429 (+6.38%)	$162,444 (+4.46%) Land $98,091 Building $64,353
2022	$1,403.00 Homeowner's exemption	$124,491	$155,508 Land $93,420 Building $62,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000