Seminole County property record for 385 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,656 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Aug 1995) |
| Tax Bill | $3,006 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 10-20-32-3AE-0720-0000 |
| Primary APN | 10-20-32-3AE-0720-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| 2nd Floor Area | 914 sqft |
| Upper Floors Area | 914 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 818 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 385 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 10 TWP 20S RGE 32E BEG 3045.726 FT N & 1075 FT E OF SW COR RUN N 22.28 FT N 69 DEG 49 MIN 16 SEC W 1030.42 FT SWLY ON |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEV |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21201 |
385 E Osceola Rd is owned and occupied by two individuals who bought it in August 1995.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 E OSCEOLA RD, GENEVA, FL 32732-9577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 1995 · Amount on File |
| Deed Sale | Aug 10, 1995 · Amount on File |
| Deed Document Number | 0295201587 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 385 E Osceola Rd was $3,006 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,006.00 Homeowner's exemption | $253,267 | $437,951 Land $78,020 Building $359,931 |
| 2023 | $2,719.00 (+2.76%) Homeowner's exemption | $238,960 (+3%) | $395,850 (+1.6%) Land $56,720 Building $339,130 |
| 2022 | $2,646.00 Homeowner's exemption | $232,000 | $389,615 Land $54,020 Building $335,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 E Osceola Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 E Osceola Rd is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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