Seminole County property record for 320 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,000 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Feb 2019) |
| Tax Bill | $5,407 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-32-301-0520-0000 |
| Primary APN | 09-20-32-301-0520-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,000 sqft Living Area |
| 1st Floor Area | 4,028 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 09 TWP 20S RGE 32E BEG 2641.67 FT N & 25 FT W OF SE COR RUN W 660.02 FT S 330 FT E 660.44 FT N 330 FT TO BEG (5 AC) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 09 |
| Legal Subdivision | OSCEOLA ACRES 5 ACRE DEVELOPMENT |
| Legal Tract | 301 |
| Legal Lot Number | 18 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 E OSCEOLA RD, GENEVA, FL 32732-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Mar 1, 2017 | Warranty Deed, Transfer · VA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Mar 1, 2017 · Amount on Record |
| Deed Document Number | 2019015515 |
| Deed Book / Page | 09297 / 1799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 320 E OSCEOLA RD, GENEVA, FL 32732-9538 |
| Document Number | 0092971799 |
| Book / Page | 009297 / 001799 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 15515 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | ORLANDO TITLE SERVICES LLC, ORLANDO TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 E OSCEOLA RD GENEVA FL 327329538, GENEVA, FL 32732-9538 |
| Document Number | 92971802 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 009297/001802 |
| Instrument | 15516 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 320 E OSCEOLA RD, GENEVA, FL 32732-9538 |
| Document Number | 0088691242 |
| Book / Page | 08869 / 1242 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017021031 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | COBBLESTONE TITLE SERVICES L |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 MONROE AVE, 11, DEBARY, FL 32713-3203 |
| Name | Verified Name |
|---|---|
| Address | 27850 LOIS DR, TAVARES, FL 32778-9602 |
| Document Number | 2017021032 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 2017021032 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,407.00 (+0.58%) Homeowner's exemption | $423,846 (+5.99%) | $578,540 (+12.11%) Land $165,000 Building $413,540 |
| 2023 | $5,376.00 (+2.46%) Homeowner's exemption | $399,904 (+3%) | $516,068 (+2%) Land $144,500 Building $371,568 |
| 2022 | $5,247.00 Homeowner's exemption | $388,256 | $505,954 Land $137,500 Building $368,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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