315 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 315 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,100 sqft · built 2014
Lot Size20 acres (871,200 sqft)
OwnerCompany Name on Record
Tax Bill$3,189 (2025)
Deeds & MortgagesMay 2018 Transfer
Flood ZoneZone A (high risk)
APN10-20-32-3AE-0510-0000

Property Details

APN / Parcel Number

Primary APN10-20-32-3AE-0510-0000
Alternative APN
  • 2032103AE05100000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area871,200 sqft (20 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area1,856 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address315 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 10 TWP 20S RGE 32E BEG 25 FT E & 1800.86 FT N OF SW COR RUN N 829.72 FT E 1050 FT S 829.72 FT W 1050 FT TO BEG (20 AC)
Legal Range32E
Legal Township20S
Legal Section10
Legal SubdivisionLAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2
Legal Tract3AE
Legal Lot NumberA-5
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2017
Census Tract21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address315 E OSCEOLA RD, GENEVA, FL 32732-9577
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2011
Deed SaleAug 1, 2011
Prior SaleJul 1, 2011 · Amount on Record
Deed Document Number201180778
Deed Book / Page7608 / 1538
Last Transfer DateApr 27, 2018
Transfer Doc0091220120
Record UpdatedSep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateMay 4, 2018
Property Address315 E OSCEOLA RD, GENEVA, FL 32732-9577
Document Number0091220120
Book / Page009122 / 000120
Instrument DateApr 27, 2018
Instrument48634
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address315 E OSCEOLA RD GENEVA FL 327329577, GENEVA, FL 32732-9577

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,189.00 (+9.55%) Homeowner's exemption Widower's exemption$273,884 (+5.99%)$376,981 (-3.32%) Land $130,150 Building $246,831
2023$2,911.00 (+0.62%) Homeowner's exemption$258,413 (+3%)$389,921 (+1.95%) Land $94,650 Building $295,271
2022$2,893.00 Homeowner's exemption$250,886$382,447 Land $90,150 Building $292,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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