St. Louis County property record for 4236 Charles Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 3,239 sqft · built 1995 |
| Lot Size | 2.07 acres (90,463 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Dec 2008) |
| Tax Bill | $12,932 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0108-00110 |
| Primary APN | 520-0108-00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,239 sqft Gross Area |
| 1st Floor Area | 2,103 sqft |
| Basement Area | 1,919 sqft |
| Finished Basement | 1,919 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 90,463 sqft (2.07 acres) |
| Garage Area | 1,432 sqft |
| Pool Area | 1,125 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 243 sqft |
| Deck Area | 470 sqft |
| Patio Area | 1,750 sqft |
| Cabin | 529 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 877202 |
|---|---|
| Street Address | 4236 CHARLES RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0005 BLOCK:002 SERIAL # |
| Legal Subdivision | GOLDENWOOD DIVISION |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4236 CHARLES RD, DULUTH, MN 55803-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2008 · Amount on Record |
| Deed Sale | Dec 31, 2008 · Amount on Record |
| Deed Document Number | 2008862990 |
| Prior Transfer Date | May 9, 2006 |
| Prior Transfer Doc | 0000819616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4236 CHARLES RD, DULUTH, MN 55803-1270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001076631 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 1076631 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 26, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4236 CHARLES RD, DULUTH, MN 55803-1270 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001005306 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 1005306 |
| Name | REPUBLIC BANK INC |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Feb 1, 2024 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,932.00 (+3.62%) Homeowner's exemption | ||
| 2025 | $12,480.00 (+5.37%) Homeowner's exemption | $885,500 (+0.05%) Land $60,300 Building $825,200 | $885,500 (+0.05%) Land $60,300 Building $825,200 |
| 2024 | $11,844.00 | $885,100 (+18.33%) Land $59,900 Building $825,200 | $885,100 (+18.33%) Land $59,900 Building $825,200 |
| 2022 | $748,000 Land $56,900 Building $691,100 | $748,000 Land $56,900 Building $691,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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