4234 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4234 Charles Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,448 sqft · built 1996
Lot Size	2.07 acres (90,202 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Aug 2024)
Tax Bill	$6,678 (2026)
Flood Zone	Zone X (minimal risk)
APN	`520-0108-00100`

Property Details

APN / Parcel Number

Primary APN	`520-0108-00100`
Alternative APNs	`1170007` `554857`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,448 sqft Gross Area
1st Floor Area	1,670 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	90,202 sqft (2.07 acres)
Garage Area	2,136 sqft

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1170007
Street Address	4234 CHARLES RD
City	DULUTH
State	MN
Zip	55803-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0004 BLOCK:002 SERIAL #
Legal Subdivision	GOLDENWOOD DIV
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4234 CHARLES RD, DULUTH, MN 55803-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Deed Document Number	20241082093
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,678.00 (+6.13%) Homeowner's exemption
2025	$6,292.00 (+3.59%) Homeowner's exemption	$502,600 (+2.28%) Land $54,500 Building $448,100	$502,600 (+2.28%) Land $54,500 Building $448,100
2024	$6,074.00	$491,400 (+17.87%) Land $54,100 Building $437,300	$491,400 (+17.87%) Land $54,100 Building $437,300
2022		$416,900 Land $51,400 Building $365,500	$416,900 Land $51,400 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000