4210 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4210 Charles Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,296 sqft · built 1996
Lot Size	2.05 acres (89,683 sqft)
Owner	Individual Name on Record
Tax Bill	$5,400 (2026)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`520-0108-00080`

Property Details

APN / Parcel Number

Primary APN	`520-0108-00080`
Alternative APN	`43860`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Lot Area	89,683 sqft (2.05 acres)
Garage Area	1,215 sqft

Exterior Amenities

Porch	Patio
Porch Area	361 sqft
Deck Area	262 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	43860
Street Address	4210 CHARLES RD
City	DULUTH
State	MN
Zip	55803-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0002 BLOCK:002 SERIAL #
Legal Subdivision	GOLDENWOOD DIV
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4210 CHARLES RD, DULUTH, MN 55803-1270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 26, 2026
Transfer Doc	0001101871
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 26, 2026
Property Address	4210 CHARLES RD, DULUTH, MN 55803-1270
Document Number	0001101871
Instrument Date	May 26, 2026
Instrument	20261101871
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4210 CHARLES RD, DULUTH, MN 55803-1270
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,400.00 (+3.69%) Homeowner's exemption
2025	$5,208.00 (+2.76%) Homeowner's exemption	$413,600 (+0.1%) Land $54,300 Building $359,300	$413,600 (+0.1%) Land $54,300 Building $359,300
2024	$5,068.00	$413,200 (+17.86%) Land $53,900 Building $359,300	$413,200 (+17.86%) Land $53,900 Building $359,300
2022		$350,600 Land $51,300 Building $299,300	$350,600 Land $51,300 Building $299,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000