4275 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4275 Charles Rd, Duluth, MN 55803

Property Summary

Property TypeManufactured or Modular Home
Details1 bd · 2.25 ba · 1,344 sqft · built 2000
Lot Size3.88 acres (169,328 sqft)
OwnerCompany Name on Record
Tax Bill$4,968 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN520-0108-00060

Property Details

APN / Parcel Number

Primary APN520-0108-00060
Alternative APNs
  • 1169262
  • 674962

Interior

Bedrooms1 Bed
Full Baths2.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Gross Area
1st Floor Area1,344 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area169,328 sqft (3.88 acres)
Garage Area768 sqft

Exterior Amenities

Deck Area72 sqft
Gazebo77 sqft
Storage Building168 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1169262
Street Address4275 CHARLES RD
CityDULUTH
StateMN
Zip55803-1294
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeRES
Legal DescriptionLOT: 0006 BLOCK:001 SERIAL #
Legal SubdivisionGOLDENWOOD DIV
Legal Block1
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1004
Census Tract400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4275 CHARLES RD, DULUTH, MN 55803-1294
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 23, 2024
Transfer Doc0001081829
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4275 CHARLES RD, DULUTH, MN 55803-1294
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001037694
DateMar 11, 2021
Instrument1037694
Lender
NameAMERICAN BANK OF THE NORTH
TypeBank
AddressCOOK, MN 55723
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,968.00 (+3.72%) Homeowner's exemption
2025$4,790.00 (+2.53%) Homeowner's exemption$383,500 (+0.13%) Land $68,100 Building $315,400$383,500 (+0.13%) Land $68,100 Building $315,400
2024$4,672.00$383,000 (+17.13%) Land $67,600 Building $315,400$383,000 (+17.13%) Land $67,600 Building $315,400
2022$327,000 Land $64,200 Building $262,800$327,000 Land $64,200 Building $262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles Rd

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