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4233 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4233 Charles Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 1,717 sqft · built 1999
Lot Size2.1 acres (91,546 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Mar 2016)
Tax Bill$10,260 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN520-0108-00030

Property Details

APN / Parcel Number

Primary APN520-0108-00030
Alternative APN
  • 1005068

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,717 sqft Gross Area
1st Floor Area1,717 sqft
Basement Area1,400 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Lot Area91,546 sqft (2.1 acres)
Garage Area956 sqft

Exterior Amenities

Pool Area450 sqft
PorchSlab
Porch Area24 sqft
Deck Area136 sqft
Patio Area1,600 sqft
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1005068
Street Address4233 CHARLES RD
CityDULUTH
StateMN
Zip55803-1294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0003 BLOCK:001 SERIAL #
Legal SubdivisionGOLDENWOOD DIV
Legal Block1
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1004
Census Tract400

Owner

Source: St. Louis County records · APN 520-0108-00030

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4233 CHARLES RD, DULUTH, MN 55803-1294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2019Deed of Trust, Mortgage · Line of Credit
US BK
Aug 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
DEERWOOD BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2016 · Amount on Record
Deed SaleMar 08, 2016 · Amount on Record
Prior SaleFeb 16, 2002 · Amount on Record
Deed Document Number2016968491
Prior Transfer DateFeb 29, 2016
Prior Transfer Doc000T968491
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4233 CHARLES RD, DULUTH, MN 55803-1294
Document Number00T1013708
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4233 CHARLES RD DULUTH MN 558031294, DULUTH, MN 55803-1294

Mortgage

Document Number00T1013708
DateAug 14, 2019
InstrumentT1013708
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 13, 2049
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4233 CHARLES RD, DULUTH, MN 55803-1294
Document Number00T1001924
Instrument DateAug 13, 2018
Transaction TypeMortgage
Record UpdatedSep 06, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4233 CHARLES RD DULUTH MN 558031294, DULUTH, MN 55803-1294

Mortgage

Document Number00T1001924
DateAug 24, 2018
InstrumentT1001924
Lender
NameDEERWOOD BK
TypeBank
AddressBAXTER, MN 56425
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 23, 2028

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,260.00 (+3.62%) Homeowner's exemption
2025$9,902.00 (+5.52%) Homeowner's exemption$721,400 (+0.06%) Land $54,100 Building $667,300$721,400 (+0.06%) Land $54,100 Building $667,300
2024$9,384.00$721,000 (+18.68%) Land $53,700 Building $667,300$721,000 (+18.68%) Land $53,700 Building $667,300
2022$607,500 Land $51,100 Building $556,400$607,500 Land $51,100 Building $556,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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