4258 Charles Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4258 Charles Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,956 sqft · built 2009
Lot Size	2.09 acres (91,347 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Feb 2009)
Tax Bill	$7,006 (2026)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0108-00140`

Property Details

APN / Parcel Number

Primary APN	`520-0108-00140`
Alternative APN	`894652`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,956 sqft Gross Area
1st Floor Area	1,956 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	91,347 sqft (2.09 acres)
Garage Area	1,360 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	894652
Street Address	4258 CHARLES RD
City	DULUTH
State	MN
Zip	55803-1270
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT: 0008 BLOCK:002 SERIAL #
Legal Subdivision	GOLDENWOOD DIV
Legal Block	2
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: St. Louis County records · APN 520-0108-00140

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4258 CHARLES RD, DULUTH, MN 55803-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2009 · Amount on Record
Deed Sale	Feb 20, 2009 · Amount on Record
Prior Sale	Jan 09, 2008 · Amount on Record
Deed Document Number	2009864790
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4258 CHARLES RD, DULUTH, MN 55803-1270
Document Number	000T986770
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4258 CHARLES RD DULUTH MN 558031270, DULUTH, MN 55803-1270

Mortgage

Document Number	000T986770
Date	Jul 05, 2017
Instrument	T986770

Lender

Name	US BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,006.00 (+3.67%)
2025	$6,758.00 (+5.23%)	$521,400 (+0.08%) Land $53,300 Building $468,100	$521,400 (+0.08%) Land $53,300 Building $468,100
2024	$6,422.00	$521,000 (+18.33%) Land $52,900 Building $468,100	$521,000 (+18.33%) Land $52,900 Building $468,100
2022		$440,300 Land $50,300 Building $390,000	$440,300 Land $50,300 Building $390,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.