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4240 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4240 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,243 sqft · built 2020
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (May 2024)
Tax Bill$1,637 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN120J L 011

Property Details

APN / Parcel Number

Primary APN120J L 011
Alternative APN
  • 0000384986

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,243 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384986
Street Address4240 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number25
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3002
Census Tract11411

Owner

Source: Hamilton County records · APN 120J L 011

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 07, 2024Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Jan 22, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 20, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2024 · Amount on Record
Deed SaleMay 07, 2024 · Amount on Record
Prior SaleJan 22, 2021 · Amount on Record
Deed Document Number2024050700030
Deed Book / Page13585 / 289
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071

Mortgage

Document Number0000000183
DateOct 27, 2025
Book Page14087/397
Instrument2025102700183
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2040

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 07, 2024
Property Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number0000000030
Book / Page13585 / 289
Map ReferenceMB 109 PG 24
Instrument DateMay 01, 2024
Instrument2024050700030
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyPREFERRED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,609.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071

Mortgage

Document Number0000000031
DateMay 07, 2024
Instrument2024050700031
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 22, 2021
Property Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number0000000093
Book / Page12324 / 719
Map ReferenceMB 109 PG 24
Instrument DateJan 19, 2021
Instrument2021012200093
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, DBA WARRANTY TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,165.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071

Mortgage

Document Number0012324721
DateJan 22, 2021
Instrument12324/721
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 20, 2020
Property Address4240 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number0320000047
Book / Page011944 / 000344
Instrument DateMar 19, 2020
Instrument200320000047
Transaction TypeConstruction Loan
Record UpdatedJun 15, 2020
Title CompanyWARRANTY TITLE

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6143 OOLTEWAH GEORGETOWN RD OOLTEWAH TN 373635656, OOLTEWAH, TN 37363-5656

Mortgage

Document Number320000048
DateMar 20, 2020
Book Page011944/000346
Instrument200320000048
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 19, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,637.00 (-0.79%)$108,025 (+46.42%)$432,100 (+46.42%) Land $50,000 Building $382,100
2024$1,650.00 (-5.44%)$73,775 (-5.42%)$295,100 (-5.42%) Land $50,000 Building $245,100
2023$1,745.00$78,000 (-)$312,000 (-) Land $50,000 Building $262,000
2022$1,745.00$78,000$312,000 Land $50,000 Building $262,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 36% of the US · above 53% of Tennessee
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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