4227 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4227 Fergus St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,033 sqft · built 1875
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Apr 2017)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196-0023-0212-00`

Property Details

APN / Parcel Number

Primary APN	`196-0023-0212-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	846 sqft
2nd Floor Area	802 sqft
Attic	Attic
Attic Area	385 sqft
Basement Area	802 sqft

Exterior

Year Built	Built 1875
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	200 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4227 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4227 FERGUS ST 25 X 100 WS FERGUS 302.85 FT N OF CHASE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	7400

Owner

4227 Fergus St is owned and occupied by an individual who bought it in April 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4227 FERGUS ST, CINCINNATI, OH 45223-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Apr 3, 2017	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	0000029187
Deed Book / Page	013387 / 001782
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4227 FERGUS ST, CINCINNATI, OH 45223-2103
Document Number	0000060571
Book / Page	013453 / 001395
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	NATIONWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 FERGUS ST CINCINNATI OH 452232103, CINCINNATI, OH 45223-2103

Mortgage

Document Number	0000060571
Date	Jul 6, 2017
Book Page	013453/001395
Instrument	60571

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 3, 2017
Property Address	4227 FERGUS ST, CINCINNATI, OH 45223-2103
Document Number	0000029187
Book / Page	013387 / 001782
Instrument Date	Mar 23, 2017
Instrument	29187
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 FERGUS ST CINCINNATI OH 452232103, CINCINNATI, OH 45223-2103

Mortgage

Document Number	29188
Date	Apr 3, 2017
Book Page	013387/001784
Instrument	29188

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4227 Fergus St was $1,769, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00 (+3.09%)	$114,503 (-) Land $20,706 Building $93,797
2024	$1,716.00 (-2.17%)	$114,503 (-) Land $20,706 Building $93,797
2023	$1,754.00 (+36.18%)	$114,503 (+6.97%) Land $20,706 Building $93,797	$327,150 Land $59,160 Building $267,990
2022	$1,288.00 Homeowner's exemption	$107,041 Land $10,703 Building $96,338
2020			$305,830 Land $30,580 Building $275,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4227 Fergus St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4227 Fergus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Fergus St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures