4228 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4228 Fergus St, Cincinnati, OH 45223 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1890
Square Footage	1,568 sqft Living Area
Lot Size	1,917 sqft (0.044 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2025)
Tax Bill	$3,161.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`221-0020-0217-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,568 sqft Living Area
Gross Area	2,352 sqft Gross Area
1st Floor	784 sqft 1st Floor
2nd Floor	784 sqft 2nd Floor
Basement Area	784 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	1,917 sqft (0.044 acres)
Depth X Width	82.5 ft x 25 ft Depth x Width
Porch Area	75 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	4228 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2104
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4228 FERGUS ST 25.23 X 82.50 FT IRR PT LOT 68 J C LUDLOWS SUB
Legal Subdivision	LUDLOWS SUB
Legal Lot Number	68
Jurisdiction	HAMILTON OH
Minor Civil Division	CINCINNATI
Census Blockgroup	1
Census Block	1003
Census Tract	7400

Owner

Source: Hamilton County records · APN 221-0020-0217-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4228 FERGUS ST, CINCINNATI, OH 45223-2104
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Dec 12, 2024 · Amount on Record
Deed Doc Number	202563943
Deed Book / Page	15485 / 1397
Record Refreshed	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4228 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000061034
Instrument Date	Jul 01, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	OTHER

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 498484 CINCINNATI OH 452497484, CINCINNATI, OH 45249-7484

Mortgage

Document Number	0000061034
Date	Jul 26, 2019
Book Page	013967/002249
Instrument	61034

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2044

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00 (-3.16%)	$51,545 (-) Land $18,200 Building $33,345	$147,270 (-) Land $52,000 Building $95,270
2024	$3,264.00 (-0.18%)	$51,545 (-) Land $18,200 Building $33,345
2023	$3,270.00 (+131.59%)	$51,545 (+158.14%) Land $18,200 Building $33,345	$147,270 (+158.14%) Land $52,000 Building $95,270
2022	$1,412.00	$19,968 Land $4,708 Building $15,260
2020			$57,050 Land $13,450 Building $43,600

Flood & Wildfire

4228 Fergus St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood Zone	Zone X minimal flood hazard (unshaded X)
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.