Hamilton County property record for 4224 Fergus St, Cincinnati, OH 45223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1885 |
| Lot Size | 0.051 acres (2,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (May 2023) |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-0020-0261-00 |
| Primary APN | 221-0020-0261-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 736 sqft |
| 2nd Floor Area | 544 sqft |
| Basement Area | 736 sqft |
| Year Built | Built 1885 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,222 sqft (0.051 acres) |
| Lot Dimensions | 87 ft deep x 25.2 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4224 FERGUS ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45223-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERGUS ST 25.23 X 87 IRR PT LOT 68 J C LUDLOWS EST |
| Legal Subdivision | J C LUDLOWS ESTATE |
| Legal Lot Number | 68 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7400 |
Source: Hamilton County records · APN 221-0020-0261-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4224 FERGUS ST, CINCINNATI, OH 45223-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Feb 04, 2022 | Fiduciary Deed, Transfer FIRST AMERICAN TITLE |
| Dec 20, 2021 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Feb 04, 2022 · Amount on Record |
| Deed Document Number | 0000031118 |
| Deed Book / Page | 14913 / 707 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 10, 2023 |
| Property Address | 4224 FERGUS ST, CINCINNATI, OH 45223-2104 |
| Document Number | 0000031118 |
| Book / Page | 14913 / 707 |
| Map Reference | MB 2 PG 132 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023-0031118 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4224 FERGUS ST, CINCINNATI, OH 45223-2104 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031119 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023-0031119 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 04, 2022 |
| Property Address | 4224 FERGUS ST, CINCINNATI, OH 45223-2104 |
| Document Number | 0000013110 |
| Book / Page | 14598 / 613 |
| Map Reference | MB 2 PG 132 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 2022-0013110 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6158 BECKETT STATION CT, WEST CHESTER, OH 45069-3194 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 20, 2021 |
| Property Address | 4224 FERGUS ST, CINCINNATI, OH 45223-2104 |
| Document Number | 0000152183 |
| Book / Page | 14567 / 4447 |
| Map Reference | MB 2 PG 132 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021-0152183 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $237.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 E COURT ST # 500, 500, CINCINNATI, OH 45202-1203 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,675.00 (+3.09%) | $59,150 (-) Land $19,110 Building $40,040 | |
| 2024 | $3,565.00 (+29.5%) | $59,150 (+38.08%) Land $19,110 Building $40,040 | |
| 2023 | $2,753.00 (+212.13%) | $42,837 (+107.83%) Land $19,110 Building $23,727 | $169,000 (+186.98%) Land $54,600 Building $114,400 |
| 2022 | $882.00 Homeowner's exemption | $20,612 Land $9,888 Building $10,724 | |
| 2020 | $58,890 Land $28,250 Building $30,640 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610074001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 418 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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