4230 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4230 Fergus St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 1895
Lot Size	0.038 acres (1,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2026)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`221-0020-0016-00`

Property Details

APN / Parcel Number

Primary APN	`221-0020-0016-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
Gross Area	2,407 sqft
1st Floor Area	697 sqft
2nd Floor Area	1,013 sqft
Upper Floors Area	316 sqft
Basement Area	697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,655 sqft (0.038 acres)
Lot Dimensions	60 ft deep x 25.2 ft wide
Porch	Open Frame Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4230 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	4230 FERGUS ST 25.23 X 60 IRR PT LOT 68 J C LUDLOWS ESTSUB
Legal Subdivision	LUDLOWS EST
Legal Lot Number	68
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	7400

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Survivorship Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Jul 11, 2023	Warranty Deed, Transfer NOT AVAILABLE, NORTHWEST TTL FAM OF CO INC
May 6, 2021	Warranty Deed, Transfer
Mar 13, 2017	Grant Deed, Transfer
Mar 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jul 11, 2023 · Amount on Record
Deed Document Number	202622911
Deed Book / Page	15632 / 1081
Prior Transfer Date	Sep 29, 1995
Prior Transfer Doc	0000138109
Record Updated	Oct 29, 2026

March 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 27, 2026
Property Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000022911
Book / Page	15632 / 1081
Map Reference	MB 2 PG 133
Instrument Date	Mar 24, 2026
Instrument	2026-0022911
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	AHTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104

Mortgage

Document Number	0000022912
Date	Mar 27, 2026
Book Page	15632/1084
Instrument	2026-0022912

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2023
Property Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000047559
Book / Page	14954 / 1368
Map Reference	MB 2 PG 133
Instrument Date	Jul 10, 2023
Instrument	2023-0047559
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	NOT AVAILABLE, NORTHWEST TTL FAM OF CO INC

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2021
Property Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000056664
Book / Page	14412 / 1493
Instrument Date	Apr 30, 2021
Instrument	2021-0056664
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Tax	$276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 13, 2017
Property Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000022007
Book / Page	013372 / 000554
Instrument Date	Mar 7, 2017
Instrument	22007
Transaction Type	Transfer
Record Updated	Aug 23, 2017

Transaction

Amount	Amount Recorded
Tax	$217.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4230 FERGUS ST CINCINNATI OH 452232104, CINCINNATI, OH 45223-2104

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 13, 2017
Property Address	4230 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000022006
Book / Page	013372 / 000552
Instrument Date	Mar 7, 2017
Instrument	22006
Transaction Type	Transfer
Record Updated	Aug 23, 2017

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4230 FERGUS ST CINCINNATI OH 452232104, CINCINNATI, OH 45223-2104

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+3.13%)	$144,375 (-) Land $16,611 Building $127,764	$412,500 (-) Land $47,460 Building $365,040
2024	$2,874.00 (-7.74%)	$144,375 (+194.11%) Land $16,611 Building $127,764
2023	$3,115.00 (+73.73%)	$49,088 (+93.45%) Land $16,611 Building $32,477	$412,500 (+468.97%) Land $47,460 Building $365,040
2022	$1,793.00	$25,375 Land $7,217 Building $18,158
2020			$72,500 Land $20,620 Building $51,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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