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4226 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4226 Fergus St, Cincinnati, OH 45223 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1895
Square Footage1,356 sqft Living Area
Lot Size2,004 sqft (0.046 acres)
OccupancyOwner Occupied
Last Sale$318,000 (2022)
Tax Bill$3,083.00 (2025)

Property Details

APN / Parcel Number

Primary APN221-0020-0262-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,356 sqft Living Area
1st Floor684 sqft 1st Floor
2nd Floor672 sqft 2nd Floor
Basement Area684 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1895
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area2,004 sqft (0.046 acres)
Depth X Width83 ft x 25.2 ft Depth x Width
Porch1 Porch
Porch Area212 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4226 FERGUS ST
CityCINCINNATI
StateOH
Zip45223-2104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFERGUS ST 25.23 X 83.58 IRR PT LOT 68 J C LUDLOWS EST
Legal SubdivisionJ C LUDLOWS ESTATE
Legal Lot Number68
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup1
Census Block1003
Census Tract7400

Owner

Source: Hamilton County records · APN 221-0020-0262-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4226 FERGUS ST, CINCINNATI, OH 45223-2104
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Nov 18, 2020Warranty Deed, Transfer
RIVERHILLS BK NA
Apr 04, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleNov 18, 2020 · Amount on Record
Deed Doc Number0000091262
Deed Book / Page14759 / 1901
Record RefreshedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 26, 2022
Property Address4226 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number0000091262
Book / Page14759 / 1901
Instrument DateSep 08, 2022
Instrument2022-0091262
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyRIVERTOWNE TITLE LLC, RIVERTOWN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$954.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address4226 FERGUS ST, CINCINNATI, OH 45223-2104
InvestorPossibly a Property Investor

Mortgage

Document Number0000091263
DateSep 26, 2022
Instrument2022-0091263
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 18, 2020
Property Address4226 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number0000121752
Book / Page014298 / 002816
Instrument DateNov 02, 2020
Instrument121752
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$869.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4226 FERGUS ST CINCINNATI OH 452232104, CINCINNATI, OH 45223-2104

Mortgage

Document Number121753
DateNov 18, 2020
Book Page014298/002818
Instrument121753
Lender
NameRIVERHILLS BK NA
TypeBank
AddressMILFORD, OH 45150
Agreement
AmountAmount Recorded
Term360 Months
DueNov 17, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 04, 2017
Property Address4226 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number0000029514
Book / Page013388 / 001476
Instrument DateMar 30, 2017
Instrument29514
Transaction TypeTransfer
Record UpdatedNov 07, 2017
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$599.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4226 FERGUS ST CINCINNATI OH 452232104, CINCINNATI, OH 45223-2104

Mortgage

Document Number29516
DateApr 04, 2017
Book Page013388/001480
Instrument29516
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 03, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,083.00 (+3.14%)$111,300 (-) Land $18,886 Building $92,414
2024$2,989.00 (-2.19%)$111,300 (-) Land $18,886 Building $92,414
2023$3,056.00 (+29.93%)$111,300 (+33.79%) Land $18,886 Building $92,414$318,000 (+33.79%) Land $53,960 Building $264,040
2022$2,352.00 Homeowner's exemption$83,192 Land $9,762 Building $73,430
2020$237,690 Land $27,890 Building $209,800

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