4222 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4222 Fergus St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 962 sqft · built 1893
Lot Size	0.046 acres (2,004 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2022)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`221-0020-0012-00`

Property Details

APN / Parcel Number

Primary APN	`221-0020-0012-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	716 sqft
Attic	Attic
Attic Area	246 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,004 sqft (0.046 acres)
Lot Width	25.2 ft Width
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4222 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4222 FERGUS ST 25.23 FT IRR PT LOT 68 J C LUDLOWS ESTSUB
Legal Subdivision	J C LUDLOWS ESTATE SUB
Legal Lot Number	68
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	7400

Owner

4222 Fergus St is owned and occupied by an individual who bought it in March 2022.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUPARTNER CU
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Feb 13, 2019 · Amount on File
Deed Document Number	0000033484
Deed Book / Page	14636 / 1573
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 31, 2022
Property Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000033484
Book / Page	14636 / 1573
Map Reference	MB 2 PG 132
Instrument Date	Mar 28, 2022
Instrument	2022-0033484
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104

Mortgage

Document Number	0000033485
Date	Mar 31, 2022
Instrument	2022-0033485

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000129255
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 FERGUS ST CINCINNATI OH 452232104, CINCINNATI, OH 45223-2104

Mortgage

Document Number	0000129255
Date	Dec 9, 2020
Book Page	014311/001738
Instrument	129255

Lender

Name	TRUPARTNER CU
Address	CINCINNATI, OH 45214

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2019
Property Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000011491
Book / Page	13854 / 00795
Map Reference	MB 2 PG 132
Instrument Date	Feb 8, 2019
Instrument	2019-0011491
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MATTINGLY FORD TITLE SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104

Mortgage

Document Number	0000011492
Date	Feb 13, 2019
Instrument	2019-0011492

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2017
Property Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104
Document Number	0000006131
Map Reference	MB 2 PG 132
Instrument Date	Dec 15, 2017
Instrument	17-0116131
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 FERGUS ST, CINCINNATI, OH 45223-2104

Mortgage

Document Number	0000006132
Date	Dec 21, 2017
Instrument	17-0116132

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4222 Fergus St was $1,491, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (+2.76%)	$84,000 (-) Land $18,655 Building $65,345
2024	$1,451.00 (-1.96%)	$84,000 (-) Land $18,655 Building $65,345
2023	$1,480.00 (+51.33%)	$84,000 (+35.59%) Land $18,655 Building $65,345	$240,000 Land $53,300 Building $186,700
2022	$978.00 Homeowner's exemption	$61,950 Land $9,646 Building $52,304
2020			$177,000 Land $27,560 Building $149,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4222 Fergus St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4222 Fergus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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