Montgomery County property record for 421 N Spring Mill Rd, Villanova, PA 19085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,467 sqft · built 1949 |
| Lot Size | 1.02 acres (44,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (May 2016) |
| Tax Bill | $17,807 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-56736-00-5 |
| Primary APN | 40-00-56736-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,467 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 44,600 sqft |
| Lot Width | 20 ft Width |
| Garage Area | 462 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 N SPRING MILL RD |
|---|---|
| City | VILLANOVA |
| State | PA |
| Zip | 19085-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | H G & L 1.056 AC |
| Legal Subdivision | 423 SPG MILL ROAD |
| Legal Block | 12A |
| Legal Lot Number | 74 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | LOWER MERION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 204900 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2016 · Amount on Record |
| Deed Sale | May 2, 2016 · Amount on Record |
| Prior Sale | Jan 28, 1997 |
| Deed Document Number | 201629696 |
| Deed Book / Page | 5996 / 2846 |
| Prior Transfer Date | Jan 3, 1997 |
| Prior Transfer Doc | 0000001563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 421 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0161382307 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 16138/2307 |
| Instrument | 2025059147 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 13, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 421 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0155551018 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 15555/1018 |
| Instrument | 2022038361 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Lower Merion Township |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,807.00 | $389,810 (-) | $389,810 (-) |
| 2025 | $17,807.00 (+9.39%) | ||
| 2024 | $389,810 (-) Land $236,420 Building $153,390 | ||
| 2023 | $16,279.00 (+4.35%) | $389,810 Land $236,420 Building $153,390 | |
| 2022 | $15,601.00 | ||
| 1998 | $389,810 (-) Land $236,420 Building $153,390 | ||
| 1996 | $389,810 Land $236,420 Building $153,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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