Montgomery County property record for 415 N Spring Mill Rd, Villanova, PA 19085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,888 sqft · built 1955 |
| Lot Size | 0.719 acres (31,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Mar 2019) |
| Tax Bill | $18,743 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-56728-00-4 |
| Primary APN | 40-00-56728-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,311 sqft (0.719 acres) |
| Lot Width | 139 ft Width |
| Garage Type | Basement |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 210 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 N SPRING MILL RD |
|---|---|
| City | VILLANOVA |
| State | PA |
| Zip | 19085-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 12A-81 |
| Legal Block | 12A |
| Legal Lot Number | 81 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | LOWER MERION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 204900 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Apr 23, 2020 | Deed of Trust, Mortgage MERIDIAN BK |
| Mar 25, 2019 | Grant Deed, Transfer SANTANDER BK NA |
| Sep 8, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Prior Sale | May 17, 2002 · Amount on Record |
| Deed Document Number | 201917679 |
| Deed Book / Page | 6129 / 2578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 415 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0157971374 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 15797/1374 |
| Instrument | 2023042319 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 415 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0158621267 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 15862/1267 |
| Instrument | 2024004887 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 415 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Document Number | 0149062620 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NESHAMINY ABSTRACT COMPANY, NESHAMINY ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 N SPRING MILL RD VILLANOVA PA 190851925, VILLANOVA, PA 19085-1925 |
| Document Number | 0149062620 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 014906/002620 |
| Instrument | 34812 |
| Name | MERIDIAN BK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Mar 25, 2019 |
| Property Address | 415 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Document Number | 0061292578 |
| Book / Page | 006129 / 002578 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 17679 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 N SPRING MILL RD VILLANOVA PA 190851925, VILLANOVA, PA 19085-1925 |
| Document Number | 146601584 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 014660/001584 |
| Instrument | 17680 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 415 N SPRING MILL RD, VILLANOVA, PA 19085-1925 |
| Document Number | 0144201647 |
| Book / Page | 014420 / 001647 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 415 N SPRING MILL RD VILLANOVA PA 190851925, VILLANOVA, PA 19085-1925 |
| Document Number | 0144201647 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 014420/001647 |
| Instrument | 75859 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 9, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Lower Merion Township |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,743.00 | $410,290 (-) | $410,290 (-) |
| 2025 | $18,743.00 (+9.39%) | ||
| 2024 | $410,290 (-) Land $213,190 Building $197,100 | ||
| 2023 | $17,134.00 (+4.35%) | $410,290 Land $213,190 Building $197,100 | |
| 2022 | $16,420.00 | ||
| 1998 | $410,290 (-) Land $213,190 Building $197,100 | ||
| 1996 | $410,290 Land $213,190 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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