362 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 362 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 1,990 sqft · built 2005
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,600 (Sep 2020)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-561-1201`

Property Details

APN / Parcel Number

Primary APN	`12-561-1201`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Basement Area	2,068 sqft
Unfinished Basement	2,068 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	1,082 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	362 N 2975 W
City	LAYTON
State	UT
Zip	84041-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1201, WILD HORSE SPRINGS SUB PHASE 12. CONT. 0.35 ACRES
Legal Subdivision	WILD HORSE SPRINGS PHASE 12
Legal Phase	12
Legal Lot Number	1201
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 N 2975 W, LAYTON, UT 84041-8836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Sep 30, 2020	Quit Claim Deed, Transfer RUDD AND HAWKES TITLE INSURANCE AGENCY L, RUDD & HAWKES TITLE INS AGCY L
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Feb 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Feb 9, 2018
Deed Document Number	20203298772
Deed Book / Page	7606 / 1104
Prior Transfer Date	Jan 15, 2018
Prior Transfer Doc	0003075084
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	362 N 2975 W, LAYTON, UT 84041-8836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002995279
Date	Jan 12, 2017
Book Page	6681/844
Instrument	2995279

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 28, 2022

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 30, 2020
Property Address	362 N 2975 W, LAYTON, UT 84041-8836
Document Number	0003298774
Book / Page	007606 / 001121
Instrument Date	Sep 17, 2020
Instrument	3298774
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	RUDD AND HAWKES TITLE INSURANCE AGENCY L, RUDD & HAWKES TITLE INS AGCY L

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	362 N 2975 W LAYTON UT 840418836, LAYTON, UT 84041-8836

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 30, 2020
Property Address	362 N 2975 W, LAYTON, UT 84041-8836
Document Number	7606/1104
Book / Page	7606 / 1104
Instrument Date	Sep 17, 2020
Instrument	3298772
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	RUDD & HAWKES TTL INS AGCY L

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 NORTH 2973 WEST, LAYTON, UT 84041

Mortgage

Document Number	3298773
Date	Sep 30, 2020
Instrument	3298773

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 9, 2018
Property Address	362 N 2975 W, LAYTON, UT 84041-8836
Document Number	0003075084
Book / Page	006949 / 000513
Instrument Date	Jan 15, 2018
Instrument	3075084
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	362 N 2975 W LAYTON UT 840418836, LAYTON, UT 84041-8836

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,000 (+1.65%) Land $144,127 Building $295,873	$800,000 (+1.65%) Land $262,049 Building $537,951
2025	$4,123.00 (-0.29%)	$432,850 (-42.05%) Land $145,082 Building $287,768	$787,000 (+5.35%) Land $263,785 Building $523,215
2024	$4,135.00 (+3.19%)
2023	$4,007.00 (-6.53%)	$747,000 Land $167,202 Building $579,798	$747,000 Land $167,202 Building $579,798
2022	$4,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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