381 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 381 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,714 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,500 (Mar 2017)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-561-1214`

Property Details

APN / Parcel Number

Primary APN	`12-561-1214`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
Basement Area	1,774 sqft
Unfinished Basement	1,774 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	1,436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	381 N 2975 W
City	LAYTON
State	UT
Zip	84041-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1214, WILD HORSE SPRINGS SUB PHASE 12. CONT 0.36 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUB PH 12
Legal Phase	12
Legal Lot Number	1214
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1027
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 N 2975 W, LAYTON, UT 84041-8836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 24, 2019	Deed of Trust, Mortgage MR COOPER
Mar 1, 2017	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 2, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Dec 6, 2004
Deed Document Number	20173005550
Deed Book / Page	6713 / 984
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0003005583
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	381 N 2975 W, LAYTON, UT 84041-8836
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 N 2975 W, LAYTON, UT 84041-8836

Mortgage

Document Number	008836/723
Date	Sep 19, 2025
Book Page	8836/723
Instrument	3634639

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	381 N 2975 W, LAYTON, UT 84041-8836
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	US TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 N 2975 W, LAYTON, UT 84041-8836

Mortgage

Document Number	07581/1790
Date	Aug 24, 2020
Book Page	7581/1790
Instrument	3285474

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	381 N 2975 W, LAYTON, UT 84041-8836
Document Number	0003216789
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 N 2975 W LAYTON UT 840418836, LAYTON, UT 84041-8836

Mortgage

Document Number	0003216789
Date	Jan 8, 2020
Book Page	007424/000051
Instrument	3216789

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 1, 2017
Property Address	381 N 2975 W, LAYTON, UT 84041-8836
Document Number	006713/984
Book / Page	6713 / 984
Instrument Date	Feb 28, 2017
Instrument	3005550
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	PINNACLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 N 2975 W, LAYTON, UT 84041-8836

Mortgage

Document Number	06713/1001
Date	Mar 1, 2017
Book Page	6713/1001
Instrument	3005553

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 2, 2017
Property Address	381 N 2975 W, LAYTON, UT 84041-8836
Document Number	0003005583
Book / Page	006714 / 000038
Instrument Date	Feb 28, 2017
Instrument	3005583
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 N 2975 W LAYTON UT 840418836, LAYTON, UT 84041-8836

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,000 (+0.43%) Land $146,085 Building $238,915	$700,000 (+0.43%) Land $265,609 Building $434,391
2025	$3,652.00 (-0.38%)	$383,350 (-42.27%) Land $147,011 Building $236,339	$697,000 (+4.97%) Land $267,293 Building $429,707
2024	$3,666.00 (+2.92%)
2023	$3,562.00 (-5.39%)	$664,000 Land $169,856 Building $494,144	$664,000 Land $169,856 Building $494,144
2022	$3,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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