421 E Laurel Ave, Cheltenham, PA 19012 Property Records

Montgomery County property record for 421 E Laurel Ave, Cheltenham, PA 19012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 893 sqft · built 1950
Lot Size	0.346 acres (15,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Mar 2006)
Tax Bill	$6,539 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-00-16777-00-4`

Property Details

APN / Parcel Number

Primary APN	`31-00-16777-00-4`
Alternative APN	`31069 036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	893 sqft Living Area
1st Floor Area	893 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	15,084 sqft (0.346 acres)
Lot Dimensions	138 ft deep x 85 ft wide
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 E LAUREL AVE
City	CHELTENHAM
State	PA
Zip	19012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	INCLUDES B 69 U 2 & 310016776005 15084 SF
Legal Subdivision	NORRISTOWN
Legal Block	69
Legal Lot Number	36
Jurisdiction	MONTGOMERY PA
Township / Civil Division	CHELTENHAM
Census Block Group	2
Census Block	2020
Census Tract	202201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 E LAUREL AVE, CHELTENHAM, PA 19012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2006 · Amount on Record
Deed Sale	Mar 8, 2006 · Amount on Record
Deed Document Number	200628402
Deed Book / Page	5592 / 2488
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	421 E LAUREL AVE, CHELTENHAM, PA 19012
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 W LAUREL AVE, CHELTENHAM, PA 19012-2042

Mortgage

Document Number	0161711871
Date	Dec 23, 2025
Book Page	16171/1871
Instrument	2025072485

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Cheltenham Township
Unified School District	Cheltenham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,539.00	$92,530 (-)	$92,530 (-)
2025	$6,539.00 (+5.83%)
2024		$92,530 (-) Land $56,210 Building $36,320
2023	$6,179.00 (+1.13%)	$92,530 Land $56,210 Building $36,320
2022	$6,110.00
1998			$92,530 (-) Land $56,210 Building $36,320
1996			$92,530 Land $56,210 Building $36,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1982–2011)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20