Montgomery County property record for 316 E Laurel Ave, Cheltenham, PA 19012
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,452 sqft · built 1820 |
| Lot Size | 0.141 acres (6,144 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Feb 2018) |
| Tax Bill | $6,225 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00-16825-00-1 |
| Primary APN | 31-00-16825-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 695 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,144 sqft (0.141 acres) |
| Lot Dimensions | 219 ft deep x 28 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 316 E LAUREL AVE |
|---|---|
| City | CHELTENHAM |
| State | PA |
| Zip | 19012 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R8 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 73-9 |
| Legal Block | 73 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | CHELTENHAM |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 202201 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 E LAUREL AVE, CHELTENHAM, PA 19012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Feb 14, 2018 | Grant Deed, Transfer · FHA Mortgage MERIDIAN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on Record |
| Deed Sale | Feb 14, 2018 · Amount on Record |
| Prior Sale | Dec 2, 1991 |
| Deed Document Number | 201810152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 316 E LAUREL AVE, CHELTENHAM, PA 19012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01551302799 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 15513/02799 |
| Instrument | 2022019897 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Feb 14, 2018 |
| Property Address | 316 E LAUREL AVE, CHELTENHAM, PA 19012 |
| Document Number | 0060800228 |
| Book / Page | 006080 / 000228 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 10152 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | CLASS ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 316 E LAUREL AVE CHELTENHAM PA 19012, CHELTENHAM, PA 19012 |
| Document Number | 144811055 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 014481/001055 |
| Instrument | 10153 |
| Name | MERIDIAN BK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2048 |
| Document Number | 144811079, |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 014481/001079 |
| Instrument | 10154 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | NORRISTOWN, PA 19404-0311 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 13, 2033 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Cheltenham Township |
| Unified School District | Cheltenham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,225.00 | $88,070 (-) | $88,070 (-) |
| 2025 | $6,225.00 (+5.83%) | ||
| 2024 | $88,070 (-) Land $37,740 Building $50,330 | ||
| 2023 | $5,882.00 (+1.13%) | $88,070 Land $37,740 Building $50,330 | |
| 2022 | $5,816.00 | ||
| 1998 | $88,070 (-) Land $37,740 Building $50,330 | ||
| 1996 | $88,070 Land $37,740 Building $50,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1982–2011) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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