407 E Laurel Ave, Cheltenham, PA 19012 Property Records

Montgomery County property record for 407 E Laurel Ave, Cheltenham, PA 19012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,122 sqft · built 1880
Lot Size	0.295 acres (12,852 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Mar 2014)
Tax Bill	$8,127 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00-16765-00-7`

Property Details

APN / Parcel Number

Primary APN	`31-00-16765-00-7`
Alternative APN	`31069 032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,089 sqft
Basement Area	36 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	12,852 sqft (0.295 acres)
Lot Dimensions	164 ft deep x 75 ft wide
Porch	Open Frame Porch
Porch Area	527 sqft
Patio Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 E LAUREL AVE
City	CHELTENHAM
State	PA
Zip	19012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	H & L 9-10-11 75 X IRR
Legal Subdivision	CHARLES D CONKLIN JR
Legal Block	69
Legal Lot Number	32
Jurisdiction	MONTGOMERY PA
Township / Civil Division	CHELTENHAM
Census Block Group	2
Census Block	2020
Census Tract	202201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E LAUREL AVE, CHELTENHAM, PA 19012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2014 · Amount on Record
Deed Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	201417946
Deed Book / Page	5907 / 2834
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	407 E LAUREL AVE, CHELTENHAM, PA 19012
Document Number	0144200836
Book / Page	014420 / 000836
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	407 W LAUREL AVE CHELTENHAM PA 190122042, CHELTENHAM, PA 19012-2042

Mortgage

Document Number	0144200836
Date	Oct 10, 2017
Book Page	014420/000836
Instrument	75693

Lender

Name	GEICO FCU
Type	Credit Union
Address	CHEVY CHASE, MD 20815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2027

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Cheltenham Township
Unified School District	Cheltenham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,127.00	$114,990 (-)	$114,990 (-)
2025	$8,127.00 (+5.82%)
2024		$114,990 (-) Land $36,580 Building $78,410
2023	$7,680.00 (+1.15%)	$114,990 Land $36,580 Building $78,410
2022	$7,593.00
1998			$114,990 (-) Land $36,580 Building $78,410
1996			$114,990 Land $36,580 Building $78,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1982–2011)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20