318 E Laurel Ave, Cheltenham, PA 19012 Property Records

Montgomery County property record for 318 E Laurel Ave, Cheltenham, PA 19012

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,452 sqft · built 1820
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2020)
Tax Bill	$6,576 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00-16828-00-7`

Property Details

APN / Parcel Number

Primary APN	`31-00-16828-00-7`
Alternative APN	`31073 010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	695 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	213 ft deep x 29 ft wide
Porch	Open Frame Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 E LAUREL AVE
City	CHELTENHAM
State	PA
Zip	19012
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R8
Legal Description	ASSESSOR BLOCK-UNIT NUMBER 73-10
Legal Block	73
Legal Lot Number	10
Jurisdiction	MONTGOMERY PA
Township / Civil Division	CHELTENHAM
Census Block Group	2
Census Block	2019
Census Tract	202201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 E LAUREL AVE, CHELTENHAM, PA 19012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Oct 9, 1985 · Amount on Record
Deed Document Number	202076047
Deed Book / Page	6193 / 1653
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Sep 17, 2020
Property Address	318 E LAUREL AVE, CHELTENHAM, PA 19012
Document Number	0061931653
Book / Page	006193 / 001653
Instrument Date	Aug 13, 2020
Instrument	76047
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	SENTEX SETTLEMENT SERVICES INC, SENTEX SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 E LAUREL AVE CHELTENHAM PA 19012, CHELTENHAM, PA 19012

Mortgage

Document Number	150111329
Date	Sep 17, 2020
Book Page	015011/001329
Instrument	76048

Lender

Name	PHILADELPHIA FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19154

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Cheltenham Township
Unified School District	Cheltenham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,576.00	$93,050 (-)	$93,050 (-)
2025	$6,576.00 (+5.83%)
2024		$93,050 (-) Land $42,870 Building $50,180
2023	$6,214.00 (+1.14%)	$93,050 Land $42,870 Building $50,180
2022	$6,144.00
1998			$93,050 (-) Land $42,870 Building $50,180
1996			$93,050 Land $42,870 Building $50,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1982–2011)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20