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  5. E Laurel Ave

323 E Laurel Ave, Cheltenham, PA 19012 Property Records

Montgomery County property record for 323 E Laurel Ave, Cheltenham, PA 19012

Property Summary

Property TypeSingle Family Home
Details6 bd · 1.5 ba · 2,456 sqft · built 1890
Lot Size0.291 acres (12,670 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Mar 2018)
Tax Bill$8,847 (2026)
Deeds & MortgagesJan 2020 Loan Modification
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-00-16750-00-4

Property Details

APN / Parcel Number

Primary APN31-00-16750-00-4
Alternative APN
  • 31069 029

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
1st Floor Area1,008 sqft
Basement Area472 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,670 sqft (0.291 acres)
Lot Dimensions181 ft deep x 70 ft wide
PorchOpen Frame Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address323 E LAUREL AVE
CityCHELTENHAM
StatePA
Zip19012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionASSESSOR BLOCK-UNIT NUMBER 69-29
Legal Block69
Legal Lot Number29
JurisdictionMONTGOMERY PA
Township / Civil DivisionCHELTENHAM
Census Block Group2
Census Block2020
Census Tract202201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address323 E LAUREL AVE, CHELTENHAM, PA 19012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2020Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK
Aug 24, 2018Deed of Trust, Mortgage
MISCELLANEOUS INS CO
Mar 27, 2018Grant Deed, Transfer · Conventional Mortgage
MERIDIAN BK
Apr 20, 2017Grant Deed, Transfer
PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2018 · Amount on Record
Deed SaleMar 27, 2018 · Amount on Record
Prior SaleApr 20, 2017 · Amount on Record
Deed Document Number201818933
Deed Book / Page6083 / 2756
Prior Transfer DateJul 8, 1994
Prior Transfer Doc0000001970
Record UpdatedOct 29, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY PA
Property Address323 E LAUREL AVE, CHELTENHAM, PA 19012
Document Number0148782956
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 E LAUREL AVE CHELTENHAM PA 19012, CHELTENHAM, PA 19012

Mortgage

Document Number0148782956
DateApr 8, 2020
Book Page014878/002956
Instrument24793
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueApr 7, 2060
Interest
Rate4.87%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address323 E LAUREL AVE, CHELTENHAM, PA 19012
Document Number0145810769
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedOct 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 W LAUREL AVE CHELTENHAM PA 190122041, CHELTENHAM, PA 19012-2041

Mortgage

Document Number0145810769
DateSep 12, 2018
Book Page014581/000769
Instrument62831
Lender
NameMISCELLANEOUS INS CO
Agreement
AmountAmount Recorded

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY PA
Recording DateMar 27, 2018
Property Address323 E LAUREL AVE, CHELTENHAM, PA 19012
Document Number0060832756
Book / Page006083 / 002756
Instrument DateMar 23, 2018
Instrument18933
Transaction TypeTransfer
Record UpdatedMay 14, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,650.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address323 E LAUREL AVE CHELTENHAM PA 19012, CHELTENHAM, PA 19012

Mortgage

Document Number144971418
DateMar 27, 2018
Book Page014497/001418
Instrument18934
Lender
NameMERIDIAN BK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY PA
Recording DateApr 20, 2017
Property Address323 E LAUREL AVE, CHELTENHAM, PA 19012
Document Number0060410830
Book / Page006041 / 000830
Instrument DateMar 21, 2017
Instrument28198
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyPREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,528.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address111 BUCK RD #1100 HUNTINGDON VALLEY PA 190061546, 1100, HUNTINGDON VALLEY, PA 19006-1546

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionCheltenham Township
Unified School DistrictCheltenham School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,847.00$125,170 (-)$125,170 (-)
2025$8,847.00 (+5.83%)
2024$125,170 (-)
2023$8,360.00 (+1.14%)$125,170
2022$8,266.00
1998$125,170 (-)
1996$125,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1982–2011)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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