421 E 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 421 E 17th St, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1982
Square Footage	1,408 sqft Living Area
Lot Size	25,264 sqft (0.58 acres)
Garage	Attached, 483 sqft
Tax Bill	$4,040.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-26-30-0725-0001-0345`
Alternative APNs	`263012072500010345` `84493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,408 sqft Living Area
Gross Area	2,221 sqft Gross Area
1st Floor	1,408 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	25,264 sqft (0.58 acres)
Depth X Width	117 ft x 214 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Shed	1 Shed
Shed Area	90 sqft Shed
Porch Area	330 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	421 E 17TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SL & IC PB B PG 3 N 132 FT LOT 34 LESS W 214.5 FT & LESS E 214 FT & LESS N 15 FT FOR R/W
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C TOWN OF ST CLOUD
Legal Tract	725
Legal Block	345
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2007
Census Tract	43303

Owner

Source: Osceola County records · APN 12-26-30-0725-0001-0345

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1326 E 37TH ST, BROOKLYN, NY 11210-4828
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2015
Deed Sale	Jan 20, 2015
Prior Sale	Nov 18, 2014 · Amount on Record
Deed Doc Number	20158630
Deed Book / Page	4723 / 2334
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	421 E 17TH ST, SAINT CLOUD, FL 34769-4724
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 E 37TH ST, BROOKLYN, NY 11210-4828

Mortgage

Document Number	0062702900
Date	Aug 17, 2022
Book Page	6270/2900
Instrument	2022126711

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,312.00 (+6.73%)	$288,700 (+3.22%) Land $50,000 Building $238,700	$288,700 (+3.22%) Land $50,000 Building $238,700
2024	$4,040.00 (+5.7%)
2023	$3,822.00 (+25.23%)	$279,700 (+57.93%) Land $50,000 Building $229,700	$279,700 (+57.93%) Land $50,000 Building $229,700
2022	$3,052.00	$177,100 Land $45,000 Building $132,100	$177,100 Land $45,000 Building $132,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 498 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.