124 E 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 124 E 17th St, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	4 Baths
Architecture Style	Custom Design
Year Built	Built 1987
Square Footage	1,680 sqft Living Area
Lot Size	11,586 sqft (0.266 acres)
Last Sale	$160,000 (2018)
Tax Bill	$4,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-26-30-0725-0001-029A`
Alternative APNs	`26301207250001029A` `84483`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	1,680 sqft Living Area
Gross Area	1,890 sqft Gross Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,586 sqft (0.266 acres)
Depth X Width	90 ft x 128 ft Depth x Width
Shed	1 Shed
Shed Area	64 sqft Shed
Porch Area	154 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	124 E 17TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4700
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	SL & IC PB B PG 3 FROM NW COR LOT 29, S 200 FT, E 385.5 FT TO POB; E 128.5 FT, S 90 FT, W 128.5 FT, N 90 FT TO POB ORD 85-Y
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C TOWN OF ST CLOUD
Legal Tract	725
Legal Block	29A
Legal Lot Number	29
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2004
Census Tract	43303

Owner

Source: Osceola County records · APN 12-26-30-0725-0001-029A

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3574 KAISER AVE, SAINT CLOUD, FL 34772-7328
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Jan 28, 2020	Warranty Deed, Transfer · Line of Credit CENTENNIAL BK
Apr 09, 2018	Warranty Deed, Transfer · Commercial Mortgage FLORIDA COMMUINTY LOAN FUND INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2018 · Amount on Record
Deed Sale	Apr 09, 2018 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Doc Number	201855127
Deed Book / Page	5313 / 1950
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	124 E 17TH ST, SAINT CLOUD, FL 34769-4700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056651742
Date	Jan 29, 2020
Book Page	5665/1742
Instrument	2020014142

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Feb 05, 2025

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 28, 2020
Property Address	124 E 17TH ST, SAINT CLOUD, FL 34769-4700
Document Number	0056642141
Book / Page	005664 / 002141
Instrument Date	Jan 27, 2020
Instrument	13402
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3574 KAISER AVE ST CLOUD FL 347727328, ST CLOUD, FL 34772-7328

Mortgage

Document Number	56642142
Date	Jan 28, 2020
Book Page	005664/002142
Instrument	13403

Lender

Name	CENTENNIAL BK
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 27, 2025

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 09, 2018
Property Address	124 E 17TH ST, SAINT CLOUD, FL 34769-4700
Document Number	0053131950
Book / Page	5313 / 1950
Instrument Date	Apr 06, 2018
Instrument	2018055127
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2175 BRONCO DR, 2175, SAINT CLOUD, FL 34771-9561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 5TH ST, SAINT CLOUD, FL 34769-2024

Mortgage

Document Number	0053131951
Date	Apr 09, 2018
Book Page	5313/1951
Instrument	2018055128

Lender

Name	FLORIDA COMMUINTY LOAN FUND INC
Type	Non-Lending Institution
Address	ORLANDO, FL 32801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Mar 30, 2025

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,559.00 (+6.32%)	$293,200 (+1.52%) Land $60,000 Building $233,200	$293,200 (+1.52%) Land $60,000 Building $233,200
2024	$4,288.00 (+5.72%)
2023	$4,056.00 (+17.36%)	$288,800 (+31.33%) Land $52,000 Building $236,800	$288,800 (+31.33%) Land $52,000 Building $236,800
2022	$3,456.00	$219,900 Land $52,000 Building $167,900	$219,900 Land $52,000 Building $167,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

124 E 17th St, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 17th St

Nearby Streets

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