610 E 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 610 E 17th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	2,174 sqft Heated Area
Lot Size	13,939 sqft (0.319 acres)
Garage	Finished, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$1,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12263049500001031J`
Alternative APN	`84602`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,174 sqft Heated Area
Gross Area	2,907 sqft Gross Area
1st Floor	1,396 sqft 1st Floor
Upper Floors	778 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.319 acres)
Depth X Width	175 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	48 sqft Shed
Patio Area	45 sqft Patio
Porch	Open Porch
Porch Area	249 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84602
Street Address	610 E 17TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4725
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 3 BEG 261.44 FT W OF SE COR LOT 31, CONT W 80.43 FT, N 215 FT, E 80.43 FT, S 215.16 FT TO POB LESS S 40 FT
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2005
Census Tract	43303

Owner

Source: Osceola County records · APN 12263049500001031J

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 E 17TH ST, SAINT CLOUD, FL 34769-4725
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 1990
Deed Sale	Sep 20, 1990
Deed Doc Number	0009861075
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	610 E 17TH ST, SAINT CLOUD, FL 34769-4725
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051411246
Date	May 03, 2017
Book Page	5141/1246
Instrument	2017064918

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 24, 2027

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00 (+8.02%) Homeowner's exemption	$115,923 (+5.99%)	$387,000 (+2.08%) Land $50,000 Building $337,000
2023	$1,210.00 (+4.85%) Homeowner's exemption	$109,375 (+3%)	$379,100 (+61.39%) Land $50,000 Building $329,100
2022	$1,154.00 Homeowner's exemption	$106,190	$234,900 Land $45,000 Building $189,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.