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130 E 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 130 E 17th St, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1997
Square Footage1,680 sqft Living Area
Lot Size11,586 sqft (0.266 acres)
OccupancyOwner Occupied
Last Sale$383,500 (2022)
Tax Bill$5,946.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-26-30-0725-0001-0298
Alternative APNs
  • 263012072500010298
  • 84481

Interior

Bedrooms4 Beds
Full Baths4 Baths
Units2 Units
Building Area1,680 sqft Living Area
Gross Area2,000 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,586 sqft (0.266 acres)
Depth X Width90 ft x 128 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Patio Area100 sqft Patio
Porch Area264 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address130 E 17TH ST
CitySAINT CLOUD
StateFL
Zip34769-4700
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionSL & IC PB B PG 3 FROM NW COR LOT 29, S 200 FT, E 514 FT TO POB; E 128.5 FT TO E/L LOT 29, S 90 FT TO POINT 40 FT N OF SE COR LOT 29, W 128.5 FT, N 90 FT TO POB
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionS L & I C TOWN OF ST CLOUD
Legal Tract725
Legal Block1
Legal Lot Number29
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2004
Census Tract43303

Owner

Source: Osceola County records · APN 12-26-30-0725-0001-0298

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address130 E 17TH ST, SAINT CLOUD, FL 34769-4700
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Warranty Deed, Transfer · Conventional Mortgage
MY MORTGAGE INC
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 09, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleJul 15, 2021 · Amount on Record
Deed Doc Number2022171230
Deed Book / Page6321 / 1046
Record RefreshedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 29, 2022
Property Address130 E 17TH ST, SAINT CLOUD, FL 34769-4700
Document Number0063211046
Book / Page6321 / 1046
Instrument DateNov 21, 2022
Instrument2022171230
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,684.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 CHAPMAN RD, CHATTANOOGA, TN 37421-1689

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 CITRUS OAK LN, SAINT CLOUD, FL 34771-8906

Mortgage

Document Number0063211047
DateNov 29, 2022
Instrument6321/1047
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2021
Property Address130 E 17TH ST, SAINT CLOUD, FL 34769-4700
Document Number0060030890
Book / Page6003 / 890
Instrument DateJun 25, 2021
Instrument2021110219
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address835 E 10TH ST, 835, SAINT CLOUD, FL 34769-3921

Transferred To (Grantee/Buyer)

NameVerified Name
Address4675 MILDRED BASS RD, SAINT CLOUD, FL 34772-9389

Mortgage

Document Number6003891
DateJul 15, 2021
Instrument6003/891
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 09, 2019
Property Address130 E 17TH ST, SAINT CLOUD, FL 34769-4700
Document Number0056370446
Book / Page5637 / 0446
Instrument DateDec 09, 2019
Instrument2019159244
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3800 5TH ST, 3800, SAINT CLOUD, FL 34769-2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 E 10TH ST, SAINT CLOUD, FL 34769-3921

Mortgage

Document Number0056370447
DateDec 09, 2019
Instrument5637/0447
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,946.00 (+2.69%)$331,800 (+3.33%) Land $60,000 Building $271,800$331,800 (+3.33%) Land $60,000 Building $271,800
2023$5,790.00 (+32.43%)$321,100 (+32.58%) Land $52,000 Building $269,100$321,100 (+32.58%) Land $52,000 Building $269,100
2022$4,372.00$242,200 Land $52,000 Building $190,200$242,200 Land $52,000 Building $190,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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