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411 E 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 411 E 17th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,658 sqft Heated Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2020)
Tax Bill$3,326.00 (2025)

Property Details

APN / Parcel Number

Primary APN119737
Alternative APN
  • 122630072500010347

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,658 sqft Heated Area
Gross Area2,380 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.289 acres)
Depth X Width117 ft x 107 ft Depth x Width
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number119737
Street Address411 E 17TH ST
CitySAINT CLOUD
StateFL
Zip34769-4724
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 3 E 107 FT OF W 214.5 FT OF N 132 FT OF LOT 34 LESS N 15 FT FOR R/W
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract725
Legal Block1
Legal Lot Number34
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2007
Census Tract43303

Owner

Source: Osceola County records · APN 119737

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2020Deed of Trust, Mortgage · Commercial Mortgage
DLP LENDING FUND LLC
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVANTAGEFIRST LENDING INC
Sep 08, 2020Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC
Oct 01, 2019Warranty Deed, Transfer
STEWART TITLE
Mar 24, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2020 · Amount on Record
Deed SaleSep 08, 2020 · Amount on Record
Prior SaleOct 01, 2019 · Amount on Record
Deed Doc Number2020118949
Deed Book / Page5789 / 156
Record RefreshedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056671042
DateJan 31, 2020
Book Page5667/1042
Instrument2020015896
Lender
NameDLP LENDING FUND LLC
TypeNon-Lending Institution
AddressBETHLEHEM, PA 18017
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724

Mortgage

Document Number0060771711
DateNov 02, 2021
Book Page6077/1711
Instrument2021169854
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 08, 2020
Property Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724
Document Number0057890156
Book / Page5789 / 156
Map ReferenceMB B PG 3
Instrument DateAug 26, 2020
Instrument2020118949
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7682 DR PHILLIPS BLVDB, 7682, ORLANDO, FL 32819

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724

Mortgage

Document Number0005789158
DateSep 08, 2020
Instrument5789/158
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2019
Property Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724
Document Number0055972685
Book / Page005597 / 002685
Instrument DateSep 27, 2019
Instrument126287
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$209.12
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7682 DR PHILLIPS BLVD #B ORLANDO FL 328195152, B, ORLANDO, FL 32819-5152

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 24, 2017
Property Address411 E 17TH ST, SAINT CLOUD, FL 34769-4724
Document Number0051212463
Book / Page005121 / 002463
Instrument DateMar 24, 2017
Instrument45821
Transaction TypeTransfer
Record UpdatedApr 12, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$139.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4015 MARIETTA WAY ST CLOUD FL 347728718, ST CLOUD, FL 34772-8718

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,326.00 (+13.83%) Homeowner's exemption$228,729 (+11.91%)$391,800 (+5.44%) Land $50,000 Building $341,800
2023$2,922.00 (+3.76%) Homeowner's exemption$204,393 (+3%)$371,600 (+60.73%) Land $50,000 Building $321,600
2022$2,816.00 Homeowner's exemption$198,440$231,200 Land $45,000 Building $186,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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