401 E 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 401 E 17th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,176 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$117,500 (2022)
Tax Bill$2,623.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-26-30-0725-0001-0341
Alternative APNs
  • 263012072500010341
  • 84491

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,176 sqft Living Area
Gross Area1,692 sqft Gross Area
1st Floor1,176 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2006
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Depth X Width117 ft x 107 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage
Shed1 Shed
Shed Area64 sqft Shed
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address401 E 17TH ST
CitySAINT CLOUD
StateFL
Zip34769-4724
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 3 W 214.5 FT OF N 132 FT OF LOT 34 LESS E 107 FT AND LESS N 15 FT FOR R/W
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionS L & I C TOWN OF ST CLOUD
Legal Tract725
Legal Block341
Legal Lot Number34
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2007
Census Tract43303

Owner

Source: Osceola County records · APN 12-26-30-0725-0001-0341

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 E 17TH ST, SAINT CLOUD, FL 34769-4724
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Quit Claim Deed, Transfer · Line of Credit
ADDITION FINANCIAL CU
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2022 · Amount on Record
Deed SaleDec 30, 2022 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Doc Number2022185888
Deed Book / Page6338 / 74
Prior Transfer DateDec 23, 2022
Prior Transfer Doc0063380074
Record RefreshedJun 08, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2022
Property Address401 E 17TH ST, SAINT CLOUD, FL 34769-4724
Document Number0063380074
Book / Page6338 / 74
Instrument DateDec 23, 2022
Instrument2022185888
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyPRIMERA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$822.50
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 17TH ST, SAINT CLOUD, FL 34769-4724

Mortgage

Document Number0063380075
DateDec 30, 2022
Book Page6338/75
Instrument2022185889
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueDec 29, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address401 E 17TH ST, SAINT CLOUD, FL 34769-4724
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 17TH ST, SAINT CLOUD, FL 34769-4724

Mortgage

Document Number0058590519
DateDec 28, 2020
Book Page5859/519
Instrument2020175685
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,718.00 (+3.62%) Homeowner's exemption$194,752 (+5.99%)$284,300 (+1.9%) Land $50,000 Building $234,300
2024$2,623.00 (+2.86%)
2023$2,550.00 (+3.87%) Homeowner's exemption$183,752 (+3%)$279,000 (+56.39%) Land $50,000 Building $229,000
2022$2,455.00 Homeowner's exemption$178,400 Land $45,000 Building $133,400$178,400 Land $45,000 Building $133,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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