37 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 37 Ocean Dr, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,028 sqft · built 1972
Lot Size	0.105 acres (4,580 sqft)
Owner	2 Individual Names on File
Last Sale	$14,300 (Feb 1972)
Tax Bill	$4,597 (2024)
Flood Zone	Zone AE (high risk)
APN	`00555011-004800`

Property Details

APN / Parcel Number

Primary APN	`00555011-004800`
Alternative APNs	`06623900555011004800` `1680974`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	468 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	392 sqft
Deck Area	220 sqft
Patio Area	292 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1680974
Street Address	37 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4011
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 48 THE HARBORAGE KEY LARGO PB6-46 OR494-1046 OR760-270M/L OR872-632F/J OR999-255 OR2336-2317Q/C
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	48
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records · APN 00555011-004800

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2513 NE 27TH ST, LIGHTHOUSE POINT, FL 33064-8358
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1972 · Amount on Record
Deed Sale	Feb 01, 1972 · Amount on Record
Deed Book / Page	494 / 1046
Last Transfer Date	Oct 01, 2007
Transfer Doc	0023362317
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$669,300 (+8.53%) Land $630,243 Building $39,057	$669,300 (+8.53%) Land $630,243 Building $39,057
2024	$4,597.00 (+5.44%)
2023	$4,360.00 (+16.05%)	$616,705 (+25.08%) Land $579,863 Building $36,842	$616,705 (+25.08%) Land $579,863 Building $36,842
2022	$3,757.00	$493,045 Land $456,203 Building $36,842	$493,045 Land $456,203 Building $36,842

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 425 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured 532 under condo master policies
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Hotwire Communications, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.