4199 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4199 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,124 sqft · built 2017
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2017)
Tax Bill	$2,541 (2023)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0189.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0189.000000`
Alternative APNs	`5538 28 9860` `116131`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	1,002 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	116131
Street Address	4199 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 189 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	189
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

4199 Pegwell Ave is owned and occupied by an individual who bought it in June 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 22, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 2, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Mar 15, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC
Mar 15, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Deed Document Number	201712517-0267
Deed Book / Page	12517 / 267
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	13335103
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 PEGWELL AVE CONCORD NC 280259279, CONCORD, NC 28025-9279

Mortgage

Document Number	13335103
Date	Jan 14, 2019
Book Page	013335/000103
Instrument	797

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	1333596
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 PEGWELL AVE #VE CONCORD NC 280259279, VE, CONCORD, NC 28025-9279

Mortgage

Document Number	1333596
Date	Jan 14, 2019
Book Page	013335/000096
Instrument	796

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Interest

Rate	4.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	12841128
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 PEGWELL AVE CONCORD NC 280259279, CONCORD, NC 28025-9279

Mortgage

Document Number	12841128
Date	Jan 12, 2018
Book Page	012841/000128
Instrument	829

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2048

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 2, 2017
Property Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	0012517267
Book / Page	12517 / 0267
Map Reference	MB72 PG48-50
Instrument Date	Jun 1, 2017
Instrument	12517-0267
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022
Title Company	INDEPENDENCE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279

Mortgage

Document Number	0125170269
Date	Jun 2, 2017
Instrument	12517-0269

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 15, 2017
Property Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	12398222
Book / Page	012398 / 000222
Instrument Date	Mar 14, 2017
Instrument	6359
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$228.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Recording Date	Mar 15, 2017
Property Address	4199 PEGWELL AVE, CONCORD, NC 28025-9279
Book / Page	012398 / 000224
Instrument Date	Mar 14, 2017
Instrument	6360
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	12398224
Date	Mar 15, 2017
Book Page	012398/000224
Instrument	6360

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,870 Land $68,000 Building $250,870
2024			$318,870 (+53.12%) Land $68,000 Building $250,870
2023	$2,541.00	$208,250 Land $40,000 Building $168,250	$208,250 Land $40,000 Building $168,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4199 Pegwell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4199 Pegwell Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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