4211 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4211 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,252 sqft · built 2017
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Feb 2022)
Tax Bill	$2,670 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0186.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0186.000000`
Alternative APNs	`5538 28 8992` `115751` `157617`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	944 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	157617
Street Address	4211 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 186 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	186
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE GERMAN AMERICAN BANK
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2022	Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL
May 12, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 15, 2017	Loan Modification, Mortgage WELLS FARGO BK
Mar 15, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	20227007
Deed Book / Page	15878 / 178
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016190188
Date	Sep 2, 2022
Book Page	16190/188

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 8, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015068293
Date	Apr 7, 2021
Book Page	15068/293

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 28, 2022
Property Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	0015878178
Book / Page	15878 / 178
Map Reference	MB 72 PG 48-50
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount Recorded
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 MILLICENT AVE, 87, BUFFALO, NY 14215-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 12, 2017
Property Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	1248753
Book / Page	012487 / 000053
Instrument Date	May 12, 2017
Instrument	11987
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4211 PEGWELL AVE CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	1248755
Date	May 12, 2017
Book Page	012487/000055
Instrument	11988

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Recording Date	Mar 15, 2017
Property Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Book / Page	012398 / 000224
Instrument Date	Mar 14, 2017
Instrument	6360
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	12398224
Date	Mar 15, 2017
Book Page	012398/000224
Instrument	6360

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202

Agreement

Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 15, 2017
Property Address	4211 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	12398222
Book / Page	012398 / 000222
Instrument Date	Mar 14, 2017
Instrument	6359
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$228.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,050 (-) Land $68,000 Building $269,050
2025		$337,050 (+54%) Land $68,000 Building $269,050
2024			$337,050 (+54%) Land $68,000 Building $269,050
2023	$2,670.00	$218,870 Land $40,000 Building $178,870	$218,870 Land $40,000 Building $178,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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