4186 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4186 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 2017
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on Record
Last Sale	$172,000 (May 2018)
Tax Bill	$2,263 (2023)
Deeds & Mortgages	Jun 2018 Sale May 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0065.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0065.000000`
Alternative APNs	`5538 38 1798` `124073`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,103 sqft
1st Floor Area	624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	15 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	124073
Street Address	4186 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 65 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	65
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5380 AREZZO DR, SAN JOSE, CA 95138-2201
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
May 17, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MTG
Feb 2, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC
Feb 2, 2017	Loan Modification, Mortgage · Line of Credit YADKIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Book / Page	12990 / 331
Record Updated	Oct 29, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 28, 2018
Property Address	4186 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	13063228
Book / Page	013063 / 000228
Instrument Date	Jun 20, 2018
Instrument	15574
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43225 MISSION BLVD FREMONT CA 945395826, FREMONT, CA 94539-5826

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 8, 2018
Property Address	4186 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	0012990331
Book / Page	12990 / 0331
Map Reference	MB72 PG4850
Instrument Date	Apr 1, 2018
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3913 NORMAN VIEW DR, 3913, SHERRILLS FORD, NC 28673-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4186 PEGWELL AVE, CONCORD, NC 28025-9279

Mortgage

Document Number	0012990333
Date	May 8, 2018
Instrument	12990/333

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 17, 2017
Property Address	4186 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	1249231
Book / Page	012492 / 000031
Instrument Date	May 16, 2017
Instrument	12314
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4186 PEGWELL AVE CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	1249233
Date	May 17, 2017
Book Page	012492/000033
Instrument	12315

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 2, 2017
Property Address	4186 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	123463
Book / Page	012346 / 000003
Instrument Date	Jan 27, 2017
Instrument	2820
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$171.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Recording Date	Feb 2, 2017
Property Address	4186 PEGWELL AVE, CONCORD, NC 28025-9279
Book / Page	012346 / 000005
Instrument Date	Jan 27, 2017
Instrument	2821
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	123465
Date	Feb 2, 2017
Book Page	012346/000005
Instrument	2821

Lender

Name	YADKIN BK
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,970 (-) Land $68,000 Building $239,970
2025		$307,970 (+66.02%) Land $68,000 Building $239,970
2024			$307,970 (+66.02%) Land $68,000 Building $239,970
2023	$2,263.00	$185,500 Land $40,000 Building $145,500	$185,500 Land $40,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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