4203 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4203 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,055 sqft · built 2017
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Oct 2017)
Tax Bill	$2,581 (2023)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Jun 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0188.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0188.000000`
Alternative APNs	`5538 28 9844` `118785`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,055 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	783 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	118785
Street Address	4203 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 188 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	188
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

4203 Pegwell Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4203 PEGWELL AVE, CONCORD, NC 28025-9277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 26, 2017	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA
Jun 26, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Deed Document Number	201712723-0323
Deed Book / Page	12723 / 323
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 17, 2017
Property Address	4203 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	0012723323
Book / Page	12723 / 0323
Map Reference	MB72 PG48-50
Instrument Date	Oct 17, 2017
Instrument	12723-0323
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BROKRIDE DR, 2649, MONROE, NC 28110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 PEGWELL AVE, CONCORD, NC 28025-9277

Mortgage

Document Number	0127230325
Date	Oct 17, 2017
Instrument	12723-0325

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Recording Date	Jun 26, 2017
Property Address	4203 PEGWELL AVE, CONCORD, NC 28025-9277
Book / Page	012553 / 000337
Instrument Date	Jun 21, 2017
Instrument	16178
Transaction Type	Mortgage
Record Updated	Sep 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	12553337
Date	Jun 26, 2017
Book Page	012553/000337
Instrument	16178

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 26, 2017
Property Address	4203 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	12553335
Book / Page	012553 / 000335
Instrument Date	Jun 21, 2017
Instrument	16177
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$285.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,170 Land $68,000 Building $255,170
2024			$323,170 (+52.75%) Land $68,000 Building $255,170
2023	$2,581.00	$211,570 Land $40,000 Building $171,570	$211,570 Land $40,000 Building $171,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4203 Pegwell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4203 Pegwell Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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