4215 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4215 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,690 sqft · built 2017
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (May 2017)
Tax Bill	$2,257 (2023)
Deeds & Mortgages	May 2017 Sale & Mortgage Jan 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0185.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0185.000000`
Alternative APNs	`5538 28 8976` `115643`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,690 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	890 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Width	45 ft Width
Garage Type	Mixed
Garage Area	200 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	18 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	115643
Street Address	4215 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 185 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	185
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

4215 Pegwell Ave is owned and occupied by an individual who bought it in May 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4215 PEGWELL AVE, CONCORD, NC 28025-9277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MTG
Jan 30, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC
Jan 30, 2017	Loan Modification, Mortgage · Line of Credit YADKIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Jan 30, 2017 · Amount on File
Deed Document Number	201712477-0062
Deed Book / Page	12477 / 62
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 8, 2017
Property Address	4215 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	1247762
Book / Page	012477 / 000062
Instrument Date	May 5, 2017
Instrument	11355
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 PEGWELL AVE CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	1247764
Date	May 8, 2017
Book Page	012477/000064
Instrument	11356

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Mortgage

Document Number	1247778,
Date	May 8, 2017
Book Page	012477/000078
Instrument	11357

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 30, 2017
Property Address	4215 PEGWELL AVE, CONCORD, NC 28025-9277
Document Number	1233931
Book / Page	012339 / 000031
Instrument Date	Jan 24, 2017
Instrument	2423
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$228.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Recording Date	Jan 30, 2017
Property Address	4215 PEGWELL AVE, CONCORD, NC 28025-9277
Book / Page	012339 / 000033
Instrument Date	Jan 24, 2017
Instrument	2424
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	1233933
Date	Jan 30, 2017
Book Page	012339/000033
Instrument	2424

Lender

Name	YADKIN BK
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,630 Land $68,000 Building $241,630
2024			$309,630 (+67.4%) Land $68,000 Building $241,630
2023	$2,257.00	$184,960 Land $40,000 Building $144,960	$184,960 Land $40,000 Building $144,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4215 Pegwell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Pegwell Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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