4191 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4191 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,997 sqft · built 2017
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Sep 2026)
Tax Bill	$2,620 (2023)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0191.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0191.000000`
Alternative APNs	`5538 38 0648` `119565`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,997 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	754 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Width	48 ft Width
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	119565
Street Address	4191 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 191 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	191
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

Source: Cabarrus County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Apr 8, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 27, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Dec 22, 2020
Deed Document Number	202623127
Deed Book / Page	18189 / 346
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0014773140
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 30, 2026
Property Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	0000023127
Book / Page	18189 / 346
Instrument Date	Sep 29, 2026
Instrument	202623127
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279

Mortgage

Document Number	0000023128,
Date	Sep 30, 2026
Book Page	18189/349
Instrument	202623128

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	1390767
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4191 PEGWELL AVE CONCORD NC 280259279, CONCORD, NC 28025-9279

Mortgage

Document Number	1390767
Date	Dec 19, 2019
Book Page	013907/000067
Instrument	35590

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	1345624
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4191 PEGWELL AVE CONCORD NC 280259279, CONCORD, NC 28025-9279

Mortgage

Document Number	1345624
Date	Apr 11, 2019
Book Page	013456/000024
Instrument	8576

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 27, 2017
Property Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	0012781335
Book / Page	12781 / 0335
Map Reference	MB72 PG48-50
Instrument Date	Nov 27, 2017
Instrument	12781-0335
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4191 PEGWELL AVE, CONCORD, NC 28025-9279

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,980 (-) Land $68,000 Building $267,980
2025		$335,980 (+56.43%) Land $68,000 Building $267,980
2024			$335,980 (+56.43%) Land $68,000 Building $267,980
2023	$2,620.00	$214,780 Land $40,000 Building $174,780	$214,780 Land $40,000 Building $174,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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