4182 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4182 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 2017
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,523 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0064.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0064.000000`
Alternative APNs	`5538 38 2735` `117488`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	936 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	117488
Street Address	4182 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 64 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	64
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE STATE OF NORTH CAROLINA
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 16, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Aug 11, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025
Deed Sale	Feb 5, 2025
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	20252370
Deed Book / Page	17292 / 270
Prior Transfer Date	Sep 24, 2024
Prior Transfer Doc	0000002370
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279

Mortgage

Document Number	0015800112
Date	Jan 21, 2022
Book Page	15800/112

Lender

Name	THE STATE OF NORTH CAROLINA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279

Mortgage

Document Number	0001765759
Date	Oct 8, 2025
Book Page	17657/59

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014834143
Date	Jan 15, 2021
Book Page	14834/143

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	136121
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4182 PEGWELL AVE CONCORD NC 280259279, CONCORD, NC 28025-9279

Mortgage

Document Number	136121
Date	Jul 22, 2019
Book Page	013612/000001
Instrument	18274

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 11, 2017
Property Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	0012623313
Book / Page	12623 / 0313
Map Reference	MB72 PG48-50
Instrument Date	Aug 11, 2017
Instrument	12623-0313
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4182 PEGWELL AVE, CONCORD, NC 28025-9279

Mortgage

Document Number	0126230315
Date	Aug 11, 2017
Instrument	12623-0315

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,860 (-) Land $68,000 Building $247,860
2025		$315,860 (+52.75%) Land $68,000 Building $247,860
2024			$315,860 (+52.75%) Land $68,000 Building $247,860
2023	$2,523.00	$206,780 Land $40,000 Building $166,780	$206,780 Land $40,000 Building $166,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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