4179 Pegwell Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 4179 Pegwell Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 2017
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Sep 2017)
Tax Bill	$2,686 (2023)
Deeds & Mortgages	Dec 2017 Line of Credit Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0194.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0194.000000`
Alternative APNs	`5538 38 1670` `118240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	978 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Type	Mixed
Garage Area	304 sqft
Driveway	Concrete Driveway
Driveway Area	580 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	118240
Street Address	4179 PEGWELL AVE
City	CONCORD
State	NC
Zip	28025-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 194 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	194
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

4179 Pegwell Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4179 PEGWELL AVE, CONCORD, NC 28025-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 18, 2017	Warranty Deed, Subdivision Related Transfer INDEPENDENCE TITLE GROUP LLC
Jun 12, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Deed Document Number	201712678-0307
Deed Book / Page	12678 / 307
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4179 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	12825324
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4179 PEGWELL SW AVE CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	12825324
Date	Dec 29, 2017
Book Page	012825/000324
Instrument	33507

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 18, 2017
Property Address	4179 PEGWELL AVE, CONCORD, NC 28025-9279
Document Number	12678307
Book / Page	012678 / 000307
Instrument Date	Sep 15, 2017
Instrument	24122
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2017
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4179 PEGWELL AVE CONCORD NC 28025, CONCORD, NC 28025

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Recording Date	Jun 12, 2017
Property Address	4179 PEGWELL AVE, CONCORD, NC 28025-9279
Book / Page	012529 / 000321
Instrument Date	Jun 7, 2017
Instrument	14721
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	12529321
Date	Jun 12, 2017
Book Page	012529/000321
Instrument	14721

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,340 Land $68,000 Building $280,340
2024			$348,340 (+58.23%) Land $68,000 Building $280,340
2023	$2,686.00	$220,150 Land $40,000 Building $180,150	$220,150 Land $40,000 Building $180,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4179 Pegwell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4179 Pegwell Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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