418 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 418 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2,917 sqft · built 2018
Lot Size	0.174 acres (7,581 sqft)
Owner	Individual Name on Record
Last Sale	$503,430 (Oct 2018)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 02300`

Property Details

APN / Parcel Number

Primary APN	`094089I D 02300`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	3,078 sqft
Attic	Attic
Attic Area	161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,581 sqft
Lot Dimensions	132 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	518 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	418 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0048 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0048
Legal Subdivision	RIVERBLUFF
Legal Lot Number	48
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	418 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOLLY SANDILLA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Oct 23, 2018	Special Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	18041813
Deed Book / Page	7489 / 0065
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	418 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	BLUE RIBBON TITLE ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087930151
Date	Nov 2, 2021
Book Page	8793/151
Instrument	21065399

Lender

Name	HOLLY SANDILLA
Type	Private Party
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	418 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087630795
Date	Oct 12, 2021
Book Page	8763/795
Instrument	21061000

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	418 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078510963
Date	Dec 30, 2019
Book Page	7851/0963
Instrument	19055273

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 23, 2018
Property Address	418 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0074890065
Book / Page	7489 / 0065
Map Reference	MB P62 PG145
Instrument Date	Oct 18, 2018
Instrument	18041813
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RIVER BLUFF DR, FRANKLIN, TN 37064-1640

Mortgage

Document Number	0018041814
Date	Oct 23, 2018
Instrument	18041814

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00 (-35.03%)	$239,800 (+78.89%) Land $62,500 Building $177,300	$959,200 (+78.89%) Land $250,000 Building $709,200
2024	$5,780.00 (+1%)
2023	$2,890.00	$134,050 (-) Land $34,375 Building $99,675	$536,200 (-) Land $137,500 Building $398,700
2022	$2,890.00	$134,050 Land $34,375 Building $99,675	$536,200 Land $137,500 Building $398,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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