412 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 412 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,437 sqft · built 2017
Lot Size	0.259 acres (11,283 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (Aug 2017)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 02400`

Property Details

APN / Parcel Number

Primary APN	`094089I D 02400`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,437 sqft Living Area

Exterior

Year Built	Built 2017
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,283 sqft
Lot Dimensions	167 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	412 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0049
Legal Subdivision	RIVERBLUFF
Legal Lot Number	49
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Aug 11, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA
Jan 31, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	17033066
Deed Book / Page	7153 / 0072
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	412 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088670970
Date	Jan 4, 2022
Book Page	8867/970
Instrument	22000486

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 11, 2017
Property Address	412 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0071530072
Book / Page	7153 / 0072
Map Reference	MB P62 PG145
Instrument Date	Aug 9, 2017
Instrument	17033066
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,034.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RIVER BLUFF DR, FRANKLIN, TN 37064-1640

Mortgage

Document Number	0017033067
Date	Aug 11, 2017
Instrument	17033067

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 31, 2017
Property Address	412 RIVER BLUFF DR, FRANKLIN, TN 37064-1640
Document Number	0069960270
Book / Page	00699 / 000270
Instrument Date	Jan 27, 2017
Instrument	4081
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7123 CROSSROADS BLVD BRENTWOOD TN 370272877, BRENTWOOD, TN 37027-2877
Investor	Possibly a Property Investor

Mortgage

Document Number	69960270
Date	Jan 31, 2017
Book Page	006996/000270
Instrument	4081

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (-34.98%)	$263,200 (+79.02%) Land $62,500 Building $200,700	$1,052,800 (+79.02%) Land $250,000 Building $802,800
2024	$6,340.00 (+1%)
2023	$3,170.00	$147,025 (-) Land $34,375 Building $112,650	$588,100 (-) Land $137,500 Building $450,600
2022	$3,170.00	$147,025 Land $34,375 Building $112,650	$588,100 Land $137,500 Building $450,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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