401 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 401 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,093 sqft · built 2017
Lot Size	0.25 acres (10,896 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Dec 2020)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 00100`

Property Details

APN / Parcel Number

Primary APN	`094089I D 00100`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,093 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,896 sqft
Lot Dimensions	161 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	536 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	401 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0004 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0004
Legal Subdivision	RIVERBLUFF
Legal Lot Number	4
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

401 River Bluff Dr is owned and occupied by an individual who bought it in December 2020.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 2, 2018	Special Warranty Deed, Transfer · FHA Mortgage FRANKLIN SYNERGY BANK
Feb 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 26, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20073219
Deed Book / Page	8343 / 786
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 21, 2020
Property Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0083430786
Book / Page	8343 / 786
Map Reference	MB P62 PG 145
Instrument Date	Dec 17, 2020
Instrument	20073219
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	BILTMORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0020073220
Date	Dec 21, 2020
Instrument	20073220

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 2, 2018
Property Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0073270389
Book / Page	7327 / 0389
Map Reference	MB P62 PG145
Instrument Date	Mar 30, 2018
Instrument	18011552
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,769.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0018011553
Date	Apr 2, 2018
Instrument	18011553

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 1, 2018
Property Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0072870381
Book / Page	007287 / 000381
Instrument Date	Jan 31, 2018
Instrument	4082
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	121 1ST AVE S #220 FRANKLIN TN 370646300, 220, FRANKLIN, TN 37064-6300

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 26, 2017
Property Address	401 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0069930041
Book / Page	006993 / 000041
Instrument Date	Jan 23, 2017
Instrument	3438
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 1ST AVE S #220 FRANKLIN TN 370646300, 220, FRANKLIN, TN 37064-6300

Tax Assessment & Valuation

The 2025 property tax bill for 401 River Bluff Dr was $3,661, down 34.8% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00 (-34.81%)	$233,775 Land $50,000 Building $183,775	$935,100 Land $200,000 Building $735,100
2024	$5,616.00 (+1%)
2023	$2,808.00	$130,225 (-) Land $27,500 Building $102,725	$520,900 (-) Land $110,000 Building $410,900
2022	$2,808.00	$130,225 Land $27,500 Building $102,725	$520,900 Land $110,000 Building $410,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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