413 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 413 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,161 sqft · built 2017
Lot Size	0.247 acres (10,787 sqft)
Owner	Individual Name on Record
Last Sale	$485,300 (May 2018)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 00300`

Property Details

APN / Parcel Number

Primary APN	`094089I D 00300`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,787 sqft
Lot Dimensions	167 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	482 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	413 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0006 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0006
Legal Subdivision	RIVERBLUFF
Legal Lot Number	6
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PULASKI
May 2, 2018	Special Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF PULASKI
Jan 24, 2017	Loan Modification, Mortgage STEWART TITLE
Jan 26, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	18016386
Deed Book / Page	7353 / 0365
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085130001
Date	Apr 13, 2021
Book Page	8513/1
Instrument	21022584

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0077330364
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 RIVER BLUFF DR FRANKLIN TN 370641641, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0077330364
Date	Sep 6, 2019
Book Page	007733/000364
Instrument	35830

Lender

Name	FIRST NAT'L BK/PULASKI
Type	Bank
Address	PULASKI, TN 38478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 2, 2018
Property Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0073530365
Book / Page	7353 / 0365
Map Reference	MB P62 PG145
Instrument Date	Apr 30, 2018
Instrument	18016386
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO TENNESSEE D

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,795.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0018016387
Date	May 2, 2018
Instrument	18016387

Lender

Name	FIRST NATIONAL BANK OF PULASKI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TN
Property Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0069930045
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Investor	Possibly a Property Investor

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 26, 2017
Property Address	413 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0069930043
Book / Page	006993 / 000043
Instrument Date	Jan 23, 2017
Instrument	3439
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	121 1ST AVE S #220 FRANKLIN TN 370646300, 220, FRANKLIN, TN 37064-6300

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,745.00 (-34.85%)	$239,100 (+79.4%) Land $50,000 Building $189,100	$956,400 (+79.4%) Land $200,000 Building $756,400
2024	$5,748.00 (+1%)
2023	$2,874.00	$133,275 (-) Land $27,500 Building $105,775	$533,100 (-) Land $110,000 Building $423,100
2022	$2,874.00	$133,275 Land $27,500 Building $105,775	$533,100 Land $110,000 Building $423,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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