407 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 407 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,942 sqft · built 2018
Lot Size	0.211 acres (9,229 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 00200`

Property Details

APN / Parcel Number

Primary APN	`094089I D 00200`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,942 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,229 sqft
Lot Dimensions	167 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	682 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	407 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0005 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0005
Legal Subdivision	RIVERBLUFF
Legal Lot Number	5
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN SYNERGY BANK
Oct 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN SYNERGY BANK
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MTG
May 14, 2020	Correction Deed LAND TITLE SOUTH INC
Feb 26, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 1, 2017	Warranty Deed, Transfer LAND TITLE SOUTH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020
Deed Sale	Apr 27, 2020
Deed Document Number	19006378
Deed Book / Page	7566 / 0701
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	19006378
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071430818
Date	Aug 2, 2017
Book Page	7143/0818
Instrument	17031419

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072040098
Date	Oct 11, 2017
Book Page	7204/0098
Instrument	17042109

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077540768
Date	Sep 26, 2019
Book Page	7754/0768
Instrument	19039484

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0079990639
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 RIVER BLUFF DR FRANKLIN TN 370641641, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0079990639
Date	May 14, 2020
Book Page	007999/000639
Instrument	22202

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 14, 2020
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0079990635
Book / Page	007999 / 000635
Instrument Date	Apr 27, 2020
Instrument	22201
Record Updated	Jul 10, 2020
Title Company	LAND TITLE SOUTH INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 RIVER BLUFF DR FRANKLIN TN 370641641, FRANKLIN, TN 37064-1641

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 26, 2019
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0075660701
Book / Page	7566 / 0701
Map Reference	MB P62 PG 145
Instrument Date	Feb 25, 2019
Instrument	19006378
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0019006379
Date	Feb 26, 2019
Instrument	19006379

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 1, 2017
Property Address	407 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0070880179
Book / Page	007088 / 000179
Instrument Date	May 24, 2017
Instrument	21447
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	LAND TITLE SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7123 CROSSROADS BLVD #C BRENTWOOD TN 370272878, C, BRENTWOOD, TN 37027-2878
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00 (-35.48%)	$219,025 (+77.64%) Land $50,000 Building $169,025	$876,100 (+77.64%) Land $200,000 Building $676,100
2024	$5,316.00 (+1%)
2023	$2,658.00	$123,300 (-) Land $27,500 Building $95,800	$493,200 (-) Land $110,000 Building $383,200
2022	$2,658.00	$123,300 Land $27,500 Building $95,800	$493,200 Land $110,000 Building $383,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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